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eSewa

Free#21 of 44 in Digital Wallet Apps

eSewa: A free Nepal-focused wallet for everyday payments, transfers and incoming remittances. Ranked #21 of 44 in Digital Wallet Apps by our editors (6.7/10); pricing: Free plan; best for nepal users paying bills and receiving remittances.

6.7/10Editor score

Visit eSewa

eSewa6.7 Visit eSewa

At a glance

Editor score
6.7 / 10
Pricing
Free plan
Best for
Nepal users paying bills and receiving remittances
Free plan
Yes
Paid from
Free
Asset scope
Cards_and_fiat
Founded
2009 · Hattisar, Kathmandu, Nepal
Facts checked
24 Sep 2026

Where it wins
- Pay bills, fees, mobile service and internet through one wallet
- Scan-and-pay QR supports merchant payments online and in person
- Receive remittances through partners including MoneyGram and Ria
Where it doesn't
- Some transactions may carry service charges
- Unverified users cannot make wallet-to-wallet transfers
- Verified-user P2P transfers have a Rs. 25,000 per-transaction cap

Our verdict on eSewa

For consumers in Nepal, eSewa brings routine payments and wallet transfers together in a digital wallet available on the web, Android and iOS. It supports QR payments to merchants, utility bills, education fees and government payments, alongside mobile and internet top-ups. Users can also buy airline, bus and movie tickets, send funds to another eSewa user, transfer wallet funds to a bank account, and receive international remittances into an eSewa wallet. Registration is free, and the service is positioned for individual consumers rather than a subscription-based business workflow.

Its breadth is practical for people who want one wallet for daily spending and incoming funds. The listed remittance integrations include Remitly, Panda Remit, OrbitRemit, MoneyGram, Ria and Touch 'n Go. Funds can be loaded through internet or mobile banking and cash points. The international-remittance function described is receipt into a Nepal eSewa wallet; this makes eSewa a fit for recipients who want funds delivered there, while it should not be treated as a general international sending service. Local transfers cover wallet-to-wallet and wallet-to-bank use cases.

Pricing is free to register, but that does not mean every transaction is free: some transactions may carry service charges, and eSewa publishes service tariffs rather than consumer subscription plans. Transfer rules also matter. Wallet-to-wallet transfers require KYC verification, and the stated P2P cap for verified users is Rs. 25,000 per transaction; unverified users cannot make those transfers. Choose eSewa if you are in Nepal and value local payments, bill settlement and receiving remittances in a wallet. Consider another option if your priority is sending international transfers from a wallet or avoiding transaction-level charges and verification requirements.

Your product? Our editors can test eSewa in depth and publish a review, labelled as paid · from $149/mo →

eSewa pricing

Plans Free planFree Free to use — no paid tier required for the core job.

See plans on esewa.com.np

eSewa fact sheet

Free plan	Yes
Paid from	Free
Asset scope	Cards_and_fiat
Virtual cards	No
Peer transfers	Yes
International transfers	Yes
Supported platforms	Web, Android, iOS
Transaction limit	25000 per transaction
Deployment	Cloud, Mobile
Platforms	Web, Android, iOS
Support	Phone, Email
Built for	Solo (editorial estimate)
Integrations	6 integrations: Remitly, Panda Remit, OrbitRemit, MoneyGram, Ria, Touch 'n Go
Pricing	Free plan
Website	esewa.com.np
Facts checked	24 Sep 2026

eSewa integrations

eSewa lists 6 integrations on its own site.

Remitly
Panda Remit
OrbitRemit
MoneyGram
Ria
Touch 'n Go

Alternatives to eSewa

See all eSewa alternatives →

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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used eSewa for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.

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Featured on iTechGuides

eSewa is listed in our Digital Wallet Apps directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update