eCapital FastTrack
eCapital FastTrack: Enterprise working-capital software combining supplier payments, receivables, and invoice advances. Ranked #24 of 29 in Invoice Financing Software by our editors (5.3/10); pricing: Pricing on request; best for enterprises coordinating supplier payments and funding.
At a glance
- Editor score5.3 / 10
- PricingPricing on request
- Best forEnterprises coordinating supplier payments and funding
- Founded2006 · Miami, Florida, United States
- Facts checked29 Sep 2026
Where it wins
- Combines AP, AR, collections, and payment workflows in one platform
- Offers invoice advances and early-payment programs for suppliers
- Adds credit-risk assessment, analytics, and reconciliation automation
Where it doesn't
- Pricing and financing terms are negotiated rather than published
- Funding speed is described after approval, not as a guaranteed SLA
- Enterprise focus may not suit businesses seeking self-service software
Our verdict on eCapital FastTrack
eCapital FastTrack brings accounts payable, accounts receivable, payments, and funding into a cloud working-capital platform. It is aimed at enterprises managing complex procurement cycles, supplier networks, and liquidity needs. The product supports advances on approved invoices, early supplier payments, collections workflows, credit and customer risk assessment, and working-capital analytics. Its focus is broader than invoice advances alone: it connects supplier-payment and receivables processes for organizations coordinating both sides of cash flow.
The platform’s supply-chain finance focus is relevant for enterprises that want to offer suppliers earlier payment while managing their own working capital. Payment, reconciliation, and workflow automation sit alongside AP and AR features, while ERP, AP/AR, and banking-system integration options are intended to connect with existing finance systems. The product is web-based and cloud-deployed, with phone and chat support channels. Buyers should assess how its integration options align with their systems and procurement processes before choosing it; the published positioning is for enterprise working-capital management rather than a fixed-price, self-service tool.
Funding is available through advances on approved invoices, and the vendor describes the speed as near real-time after invoice approval; it is not a guaranteed service-level commitment. Pricing, advance rates, fees, recourse terms, and invoice minimums are negotiated, so finance teams will need to discuss the program structure directly with eCapital. That makes FastTrack a stronger fit for enterprises evaluating tailored supply-chain finance alongside payment and receivables workflows than for buyers looking for transparent published terms or standalone invoice financing. Organizations comparing offers should clarify funding conditions and financing costs as part of procurement.
eCapital FastTrack pricing
eCapital FastTrack fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Maximum advance rate | Not verified |
| Funding speed | Same_day |
| Financing model | Supply_chain |
| Recourse terms | Not verified |
| Fee structure | Not verified |
| Minimum invoice amount | Not verified |
| Accounting integrations | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Support | Phone, Live chat |
| Built for | Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | ecapital.com |
| Facts checked | 29 Sep 2026 |
Alternatives to eCapital FastTrack
- CommBank Stream Working CapitalA bank lending facility that turns eligible unpaid invoices into working capital.9.0
- HSBC Supply Chain FinanceA buyer-led financing programme for larger supply chains, not a self-serve receivables tool.8.2
- HSBC TradeCashSelective, multi-currency invoice financing for eligible HSBC Australia customers.7.7
See all eCapital FastTrack alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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