Dosh
Earned wage access for employees before payday.
At a glance
- Editor scoreNot yet scored
- PricingPaid
- Best forEmployers wanting straightforward payroll advances
- Employee mobile appYes
- Facts checked20 Sep 2026
Where it wins
- Connects earned wage access to employer payroll systems
- Shows real-time earnings, fees, repayments, and transactions
- Supports mobile advance requests and bank-account transfers
Where it doesn't
- Employees pay a flat 10% fee on requested advances
- Available only to employees of participating employers
- Integration scope centers on employer payroll systems
Our verdict on Dosh
Dosh is an earned wage access platform for employees of participating employers in South Africa. It connects with employer payroll systems to track wages as they are earned, then lets employees request part of their accrued pay before payday. The employee mobile app provides earnings visibility, advance requests, fee disclosures, and transaction history. Dosh is aimed at employers that want to offer payroll advances through a focused employee benefit rather than a broad workforce-finance platform.
The pricing model is straightforward: employers pay nothing to offer the benefit, while employees are charged a flat 10% transaction fee on requested advances. The accessed amount and transaction fee are deducted through payroll on the next payday. Employees can see fee and repayment breakdowns, advance and repayment transaction history, payroll deductions, and payslip itemisation. This gives both sides a clear view of how an advance affects the next payroll cycle.
Dosh’s core workflow combines payroll integration, real-time earnings tracking, mobile advance requests, and instant transfers to a bank account. Its platform coverage includes web and Android, while its integration focus is employer payroll systems. That narrow scope can suit employers seeking a direct EWA benefit with clear repayment handling, but organisations looking for broader integrations or a wider feature ecosystem should consider alternatives. Dosh is the better fit when payroll connectivity and employee transaction transparency matter more than extensive platform breadth.
Dosh pricing
Dosh fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Employee mobile app | Yes |
| Instant wage transfer | Yes |
| Payroll integration | Yes |
| Timesheet integration | Not verified |
| Earnings data source | Realtime |
| Transfer methods | Bank |
| Eligibility rules | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, Android |
| Support | Email, Phone, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 1 integrations: Employer payroll systems |
| Pricing | Paid |
| Website | dosh.co.za |
| Facts checked | 20 Sep 2026 |
Dosh integrations
Dosh lists 1 integrations on its own site.
- Employer payroll systems
Alternatives to Dosh
- PayactivA broad EWA platform combining wage access, payroll integrations, and financial tools.—
- DailyPayA broad earned wage access platform for employers needing payroll integrations and transfer choice.8.0
- TapcheckA free, full-featured EWA platform with broad payroll, timekeeping, and payout support.8.2
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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