DigiWave Digital Banking Platform
DigiWave Digital Banking Platform: A broad digital banking platform for providers building configurable customer journeys. Ranked #20 of 55 in Digital Banking Platforms by our editors (5.5/10); pricing: Pricing on request; best for banks needing configurable onboarding and APIs.
At a glance
- Editor score5.5 / 10
- PricingPricing on request
- Best forBanks needing configurable onboarding and APIs
- Free planNo
- Delivery channelsOmnichannel
- Founded2009 · Sofia, Bulgaria
- Facts checked29 Sep 2026
Where it wins
- Combines account opening, loan workflows, payments and banking channels
- Open banking API gateway includes consent management and a developer sandbox
- Offers on-premises and public or private cloud deployment
Where it doesn't
- Pricing requires contacting sales
- Its broad feature set may exceed the needs of providers seeking a narrow tool
- Deployment and integrations may require coordination with banking and third-party systems
Our verdict on DigiWave Digital Banking Platform
DigiWave is Software Group’s digital banking platform for banks, fintechs, insurers, microfinance institutions and other financial service providers. It brings customer onboarding, account opening, lending, payments and configurable financial products into journeys across web and native iOS and Android channels. The platform is aimed at mid-market and enterprise providers that need to shape digital services around their products and processes, rather than add a single customer-facing feature.
Its breadth is a central consideration. Teams can configure savings, deposit, current-account, card and insurance products, while workflow, task and complaint management support operational processes. Loan origination and repayment workflows sit alongside payments, transfers and transaction authorization. Authentication options include multi-factor authentication, biometrics, e-signature and OTP. The open banking API gateway adds consent management and a developer sandbox, and integrations cover core banking, identity and KYC providers, biometrics, tokenization, credit scoring, payment and other third-party services. This scope may suit providers seeking a connected platform, but organizations with a narrow requirement may prefer a more focused product.
Deployment flexibility and commercial planning also matter. The platform page describes on-premises and public or private cloud deployment; the listed deployment options are cloud and self-hosted. Published information describes a modular platform, while pricing requires contacting sales rather than choosing a published plan. Support channels are email and phone. DigiWave is a better fit for providers prepared to assess a broader implementation with their existing banking and service systems than for buyers seeking a self-serve purchase or a straightforward standalone tool. Prospective customers should discuss the deployment model, integration scope and commercial terms with Software Group.
DigiWave Digital Banking Platform pricing
DigiWave Digital Banking Platform fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Delivery channels | Omnichannel |
| Digital account opening | Yes |
| Digital loan origination | Yes |
| Customer self-service | Yes |
| Engagement messaging | Yes |
| Deployment model | Hybrid |
| Deployment | Cloud, Self-hosted |
| Platforms | Web, iOS, Android |
| Compliance & security | GDPR, SSO/SAML, 2FA |
| Support | Email, Phone |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Integrations | 6 integrations: Core banking systems, Identity and KYC providers, Biometrics, Tokenization, Credit scoring, Payment and third-party services |
| Pricing | Pricing on request |
| Website | softwaregroup.com |
| Facts checked | 29 Sep 2026 |
DigiWave Digital Banking Platform integrations
DigiWave Digital Banking Platform lists 6 integrations on its own site.
- Core banking systems
- Identity and KYC providers
- Biometrics
- Tokenization
- Credit scoring
- Payment and third-party services
Alternatives to DigiWave Digital Banking Platform
- FIS Digital OneBroad web and mobile self-service for institutions serving retail and business customers.9.0
- Finastra Digital BankingWeb and mobile banking channels for institutions serving retail and business customers.8.2
- Temenos DigitalA cloud platform for banks connecting onboarding, engagement and digital lending.7.7
See all DigiWave Digital Banking Platform alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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