Credicorp Embedded Finance
Credicorp Embedded Finance: UK-focused lending APIs with hosted journeys, bank-data decisions and a free sandbox. Ranked #16 of 33 in Embedded Lending Platforms by our editors (6.6/10); pricing: Free plan · paid from £24; best for UK companies testing embedded lending integrations.
At a glance
- Editor score6.6 / 10
- PricingFree plan · paid from £24
- Best forUK companies testing embedded lending integrations
- Free planYes
- API accessYes
- Founded2024 · Harmondsworth, West Drayton, United Kingdom
- Facts checked30 Sep 2026
Where it wins
- Hosted co-branded or white-label borrower journey
- AI bank-data decisioning with approved, declined or referred outcomes
- Open-banking payments, identity checks and servicing APIs
Where it doesn't
- Designed for UK limited companies and LLPs
- Fees apply per funded origination on live integration plans
- Founded in 2024, with limited maturity and adoption evidence
Our verdict on Credicorp Embedded Finance
Credicorp Embedded Finance enables SaaS, accounting, ERP, marketplace and other B2B platforms to place working-capital finance inside their own products. It targets UK limited companies and LLPs, while Credicorp remains lender of record. Partners can present a hosted co-branded borrower journey or build a white-label experience using application, decisioning, payments, identity, account and webhook APIs. Supported lending offers include working-capital loans, lines of credit and term loans, with fixed payments and same-day funding decisions.
The published plans use a free Sandbox and usage-based live integration pricing. Sandbox includes unlimited API calls, simulated decisioning, fake PISP rails and full webhook delivery. Integration £0–£500k costs £45 per funded origination monthly; Integration £500k–£2m costs £32; and Integration £2m–£10m costs £24. These tiers include volume-tiered live integration pricing and no platform subscription. Integration £10m+ has custom pricing. Partner revenue-share terms are agreed separately, so the per-origination fee should be assessed alongside expected funded volume and commercial terms.
Platform fit is strongest for teams that want lending capabilities without becoming the lender or assembling separate financial-service components. The API set covers application intake, AI outcomes, Open-banking PISP disbursement and collections, identity, KYB, director and beneficial-owner checks, live loan and balance servicing accounts, and signed real-time webhooks. Deployment is cloud-based through web and API access, with email and documentation support. The UK scope, per-funded-origination economics and limited public maturity signals make it less suitable for companies seeking broad geographic coverage, a fixed subscription model or a long-established lending infrastructure provider.
Credicorp Embedded Finance pricing
All 5 Credicorp Embedded Finance plans and prices →
Credicorp Embedded Finance fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Offer types | Not verified |
| API access | Yes |
| Underwriting method | Bank-data |
| Funding speed | Same day |
| Maximum funding | Not verified |
| Repayment basis | Fixed payments |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Free plan · paid from £24 (source) |
| Website | dev.credicorp.co.uk |
| Facts checked | 30 Sep 2026 |
Alternatives to Credicorp Embedded Finance
- Stripe CapitalA Stripe Connect financing layer with automated underwriting and revenue-based repayment.9.2
- PayPal Working CapitalFast, PayPal-linked working capital for small businesses that repay from sales.8.8
- Cashfree Embedded LendingConfigurable embedded lending journeys with APIs, UI components, and loan operations.8.7
See all Credicorp Embedded Finance alternatives →
Used Credicorp Embedded Finance? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Credicorp Embedded Finance for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Credicorp Embedded Finance is listed in our Embedded Lending Platforms directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/credicorp-embedded-finance/"><img src="https://www.itechguides.com/best/badge/credicorp-embedded-finance.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes a score or a verdict. How we rank.
Last updated · How we research and update