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Collections Cloud

#17 of 28 in Debt Collection Software

Collections Cloud: Affordable credit control with automated workflows, but limited entry-level capacity. Ranked #17 of 28 in Debt Collection Software by our editors (7.6/10); pricing: Paid; best for small teams wanting affordable credit control.

7.6/10Editor score
Collections Cloud7.6 Visit site

At a glance

  • Editor score
    7.6 / 10
  • Pricing
    Paid
  • Best for
    Small teams wanting affordable credit control
  • Free plan
    No
  • Paid from
    £351/yr
  • Founded
    2025 · Conwy Business Centre, Junction Way, Llandudno Junction, Conwy, LL31 9XX, United Kingdom
  • Facts checked
    20 Sep 2026
Collections Cloud screenshot
  • Where it wins

    • Automated email, SMS and letter workflows
    • Payment arrangements, tracking and financial history
    • Accounting integrations with Xero, Sage and QuickBooks
  • Where it doesn't

    • Basic plans support only up to 5 live cases
    • Payment methods are limited to bank transfer
    • Available as a web platform only

Our verdict on Collections Cloud

Collections Cloud is a cloud-based credit control and debt recovery platform for UK small and medium-sized businesses. It brings together case management, activity tracking, automated credit-control workflows, communication templates, payment arrangements, credit reporting, debtor tracing and legal escalation. The feature set is aimed at businesses managing overdue invoices and accounts receivable, from sole traders to larger teams.

Pricing starts at £39 per month for Basic, which includes CRM access, up to 5 live cases, 1 user, payment arrangement management, payment tracking and email, letters and SMS capabilities. The annual Basic plan is £351. Plus costs £99 per month or £891 per year and increases capacity to 25 live cases and 3 users, adding basic support, 10 business credit reports and 10 tracing requests per month. Business costs £199 per month or £1,791 per year, with unlimited live cases, 10 users, advanced support, 25 credit reports and 25 tracing requests monthly. Enterprise adds custom integrations, dedicated support and white-labelling. A free one-month trial is available, while the listed pricing excludes VAT.

Its ecosystem fit is practical for teams already working with Xero, Sage, QuickBooks, IRIS, Red Flag Alert, Caspio or Microsoft. AI-driven workflow recommendations and case analysis add another layer to the core collection tools, while tracing, address verification and legal escalation support broader recovery processes. The main constraint is scale at the entry level: Basic is limited to five live cases and one user, and payment handling is based on bank transfer rather than a payment portal. Small teams seeking structured credit control and affordable automation should consider it; businesses needing a built-in payment portal or broader initial capacity should look elsewhere.

Questions about Collections Cloud

Does Collections Cloud have a free plan? No free plan is listed; paid plans start at £39/mo (Basic).

How much does Collections Cloud cost? Collections Cloud lists 3 paid plans; the lowest is Basic at £39/mo.

What does Collections Cloud run on? Web. It runs in the cloud.

What does Collections Cloud integrate with? 7 integrations, including Xero, Sage, QuickBooks, IRIS and Red Flag Alert.

Who is Collections Cloud built for? Solo users, small businesses, mid-market companies and enterprises (our editorial estimate).

Your product? Our editors can test Collections Cloud in depth and publish a review, labelled as paid · from $149/mo →

Collections Cloud pricing

Plans Paid No free plan — trial or paid only. Prices checked 20 Sep 2026.
See plans on collectionscloud.org

All 4 Collections Cloud plans and prices →

Collections Cloud fact sheet

Free planNo
Paid from£351/yr
Case managementYes
Omnichannel communicationsYes
Debtor payment portalNot verified
Compliance toolsYes
Portfolio limit5 accounts
Payment methodsBank transfer
DeploymentCloud
DeploymentCloud
PlatformsWeb
Compliance & securityGDPR, PCI DSS
SupportTickets, Docs
Built forSolo, Small business, Mid-market, Enterprise (editorial estimate)
Integrations7 integrations: Xero, Sage, QuickBooks, IRIS, Red Flag Alert, Caspio … See all →
PricingPaid (source)
Websitecollectionscloud.org
Facts checked20 Sep 2026

Collections Cloud integrations

Collections Cloud lists 7 integrations on its own site.

  • Xero
  • Sage
  • QuickBooks
  • IRIS
  • Red Flag Alert
  • Caspio
  • Microsoft

See all Collections Cloud integrations →

Alternatives to Collections Cloud

See all Collections Cloud alternatives →

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Featured on iTechGuides

Featured on iTechGuides — Collections Cloud 7.6/10

Collections Cloud is listed in our Debt Collection Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

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