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Cleo Pay

Freemium#11 of 26 in Contractor Payment Software

Contractor and vendor payment automation for hospitality teams.

9.0/10Editor score
Cleo Pay9.0 Visit Cleo Pay

At a glance

  • Editor score
    9.0 / 10
  • Pricing
    Free plan · paid from $99/mo
  • Best for
    US teams wanting free contractor onboarding and tax filing
  • Free plan
    Yes
  • Payment schedules
    Scheduled
  • Founded
    2025 · New York, United States
  • Facts checked
    20 Sep 2026
  • Where it wins

    • Free onboarding, W-9 verification, ACH payments, and 1099 filing
    • Invoice approvals, payment scheduling, and contractor tracking
    • QuickBooks Online synchronization plus accounting integrations
  • Where it doesn't

    • Web access only
    • Get Paid Free is limited to one user seat
    • Payout support is limited to a single country

Our verdict on Cleo Pay

Cleo Pay is a web-based payment automation platform for hospitality, event, and service businesses. It brings contractor and vendor onboarding, W-9 collection, TIN verification, ACH payments, invoice submission, approvals, payment tracking, and 1099 filing into one workflow. Contractors can onboard through a web link, provide tax details, connect a bank account through Plaid, submit invoices, and track payment status. It is a fit for US teams that want a free starting point for contractor payments and tax administration.

The plan structure ranges from a free contractor-facing option to broader accounts-payable workflows. Get Paid Free supports vendors and contractors with unlimited incoming payments and one user seat. Basic costs $99 per month and includes 15 payments per month, payment scheduling, AI invoice scanning, and W-9 collection. Venues & Promoters Plus costs $199 per month and includes 50 payments, next-day ACH, and automated 1099 filing. Pro costs $299 per month and includes 100 payments, full accounts payable and support, next-day ACH, and same-day payments. Paid plans also charge for additional payments at their stated rates.

Cleo Pay’s strongest fit is for organizations that need contractor self-service alongside payment controls. Approval workflows, line-item extraction, scheduled or immediate payments, and automated tax-form delivery address recurring administrative work, while QuickBooks Online synchronization connects payment and vendor data to accounting operations. It also promotes integrations with NetSuite, Sage Intacct, Xero, and Plaid. The tradeoff is a web-only, single-country payout model, with the free option restricted to one user seat. Teams needing broader geographic coverage or a different access model should compare alternatives before choosing Cleo Pay.

Cleo Pay pricing

Plans Free plan · paid from $99/moFreemium A usable free plan; paid tiers unlock the limits above. Prices re-checked Sep 2026.
See plans on cleo-pay.com

All 4 Cleo Pay plans and prices →

Cleo Pay fact sheet

Free planYes
Paid fromNot verified
Payment schedulesScheduled
Payout country coverageSingle-country
Supported currenciesNot verified
Tax form supportYes
Contractor self-serviceYes
Contractor limitNot verified
Accounting integrationsYes
DeploymentCloud
PlatformsWeb
SupportEmail
Built forSmall business, Mid-market (editorial estimate)
Integrations5 integrations: QuickBooks Online, NetSuite, Sage Intacct, Xero, Plaid See all →
PricingFree plan · paid from $99/mo (source)
Websitecleo-pay.com
Facts checked20 Sep 2026

Cleo Pay integrations

Cleo Pay lists 5 integrations on its own site.

  • QuickBooks Online
  • NetSuite
  • Sage Intacct
  • Xero
  • Plaid

See all Cleo Pay integrations →

Alternatives to Cleo Pay

See all Cleo Pay alternatives →

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Featured on iTechGuides

Featured on iTechGuides — Cleo Pay 9.0/10

Cleo Pay is listed in our Contractor Payment Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

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