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ClearDebit

Paid#10 of 22 in Direct Debit Processing Software

ClearDebit: ClearDebit suits organisations seeking managed Bacs processing with validation and audit trails. Ranked #10 of 22 in Direct Debit Processing Software by our editors (7.4/10); pricing: Pricing on request; best for managed Bacs processing with validation.

7.4/10Editor score

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ClearDebit7.4 Visit ClearDebit

At a glance

Editor score
7.4 / 10
Pricing
Pricing on request
Best for
Managed Bacs processing with validation
Payment frequency
Both
Founded
1993 · 107 Cheapside, London, EC2V 6DN, UK
Facts checked
22 Sep 2026

Where it wins
- Managed Bacs Bureau and full Direct Debit-cycle processing
- Real-time address and bank-detail validation
- Paperless forms with Bacs reporting and audit trails
Where it doesn't
- Pricing requires contacting sales
- Integrations are listed for SeatGeek and membership CRMs
- Processing requires a Service User Number (SUN)

Our verdict on ClearDebit

ClearDebit provides Direct Debit processing for businesses, charities, membership organisations, sports clubs and education providers. The product combines managed Bacs Bureau services with Mosaic software for organisations handling processing in-house. Mosaic Submit transmits Direct Debit files to Bacs and returns reporting, while Mosaic Managed covers the wider Direct Debit cycle, including advance notices and transaction-code handling. Paperless online forms, hosted payment pages, mandate management and validation features support both payment frequencies across domestic scheme coverage. ClearDebit is available through the web and cloud deployment, with a browser extension also listed.

Its strongest fit is for organisations that need structured Bacs administration rather than a narrow payment form. Real-time address and bank validation can be embedded in websites or applications, while paperless Direct Debit forms support online mandate collection. Bacs reporting and audit trails add operational visibility, and the managed service can cover the processing cycle beyond file submission. Organisations using ClearDebit's processing services or software need a Service User Number, making this a more appropriate choice for established Direct Debit operations than for teams looking for a lightweight, immediate setup.

The product's ecosystem is focused rather than broad. Listed integrations include SeatGeek and membership CRMs, which aligns with ClearDebit's stated audience of membership, sports, charity and education organisations. Support is available by email, phone and documentation, and the product has been offered since 1993 by ClearCourse. Pricing follows a contact-sales model, so buyers should discuss the appropriate combination of managed services, Mosaic Submit, Mosaic Managed and validation capabilities directly. Choose ClearDebit when managed Bacs expertise, mandate handling and validation are central requirements; consider an alternative if a broad integration catalogue or self-serve pricing is the priority.

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ClearDebit pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 22 Sep 2026.

See plans on cleardebit.com

ClearDebit fact sheet

Free plan	Not verified
Paid from	Not verified
Payment frequency	Both
Scheme coverage	Domestic
Mandate management	Yes
API access	Not verified
Hosted payment page	Yes
Supported countries	Not verified
Deployment	Cloud, Browser extension
Platforms	Web
Support	Email, Phone, Docs
Built for	Small business, Mid-market, Enterprise (editorial estimate)
Integrations	2 integrations: SeatGeek, Membership CRMs
Pricing	Pricing on request
Website	cleardebit.com
Facts checked	22 Sep 2026

ClearDebit integrations

ClearDebit lists 2 integrations on its own site.

SeatGeek
Membership CRMs

Alternatives to ClearDebit

See all ClearDebit alternatives →

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Featured on iTechGuides

ClearDebit is listed in our Direct Debit Processing Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update