Clearco
Clearco: Ecommerce funding with revenue-capped repayments, but sales-led pricing and a narrow ecosystem. Ranked #19 of 33 in Embedded Lending Platforms by our editors (6.3/10); pricing: Pricing on request; best for ecommerce businesses seeking advances or invoice funding.
At a glance
- Editor score6.3 / 10
- PricingPricing on request
- Best forEcommerce businesses seeking advances or invoice funding
- Free planNo
- API accessYes
- Facts checked28 Sep 2026
Where it wins
- Cash Advance and Invoice Funding support multiple working-capital needs
- Weekly repayments are capped by a share of revenue
- Partner API handoff and ecommerce-account eligibility review are available
Where it doesn't
- Pricing requires contacting sales rather than choosing a published plan
- The platform is web-based with email support listed
- Its integration list includes Boundless, limiting ecosystem breadth
Our verdict on Clearco
Clearco provides business funding for ecommerce companies through Cash Advance and Invoice Funding. Cash Advance deposits funds into a business bank account for uses such as inventory, marketing, or operations, while Invoice Funding pays eligible supplier invoices. The service is positioned for direct-to-consumer and omnichannel brands, including businesses with at least six months of consistent revenue. Applicants connect ecommerce sales accounts, and Clearco considers monthly revenue and business performance when determining funding capacity and rates.
Pricing is handled through sales contact rather than a standard software subscription, and there is no free plan. Funding can use fixed or rolling capacity, with a Cash Advance amount of up to $600,000. Repayments are made weekly and capped by a share of revenue, aligning payment levels with business performance. Eligible businesses can repay early with prorated fees and no penalties. Funding speed is listed as 1–3 days, giving applicants a defined timeline for access to capital.
Clearco runs in the cloud through the web and offers a partner API integration for handing off funding applications. Boundless is listed as an integration, while ecommerce-account connections support eligibility review. The service’s focus is narrow and practical: merchant cash advances, working-capital loans, and invoice financing for ecommerce operators. Companies seeking a sales-led funding relationship, revenue-based repayments, and invoice support should consider Clearco. Businesses that need broad platform integrations, self-serve pricing, or a wider lending workflow may be better served by an alternative with a broader ecosystem.
Clearco pricing
Clearco fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Offer types | Not verified |
| API access | Yes |
| Underwriting method | Platform sales |
| Funding speed | 1-3 days |
| Maximum funding | 600000 $ |
| Repayment basis | Revenue share |
| Deployment | Cloud |
| Platforms | Web |
| Support | |
| Built for | Small business, Mid-market (editorial estimate) |
| Integrations | 1 integrations: Boundless |
| Pricing | Pricing on request |
| Website | clear.co |
| Facts checked | 28 Sep 2026 |
Clearco integrations
Clearco lists 1 integrations on its own site.
- Boundless
Alternatives to Clearco
- Stripe CapitalA Stripe Connect financing layer with automated underwriting and revenue-based repayment.9.2
- PayPal Working CapitalFast, PayPal-linked working capital for small businesses that repay from sales.8.8
- Cashfree Embedded LendingConfigurable embedded lending journeys with APIs, UI components, and loan operations.8.7
See all Clearco alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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