ClearCheckbook
ClearCheckbook: A low-cost tracker with broad core tools, bank downloads and mobile apps. Ranked #13 of 181 in Personal Finance Software by our editors (8.0/10); pricing: Free plan; best for low-cost web and mobile account tracking.
At a glance
- Editor score8.0 / 10
- PricingFree plan
- Best forLow-cost web and mobile account tracking
- Free planYes
- Paid from$2.49/mo
- Net-worth trackingYes
- Founded2006
- Facts checked22 Sep 2026

Where it wins
- Free plan includes unlimited transactions, accounts and categories
- Supports budgets, bills, recurring transactions, reports and net worth
- Offers web, iOS and Android access with CSV, QIF, OFX and QFX support
Where it doesn't
- Feature depth is more basic than broader personal-finance products
- Bank connections and automatic downloads require the Sync plan
- Advanced reporting, running balances and backups require Premium
Our verdict on ClearCheckbook
ClearCheckbook is a web-based personal finance service for individuals and households that want to record, organize and review their money activity. Its core workspace is an online transaction register with account reconciliation, budgets, spending limits, bill tracking, recurring transactions, reminders and reports. Users can enter transactions manually, import files, or connect bank accounts for automatic downloads. Investment portfolio and asset management tools, net worth tracking, and two-factor authentication extend the service beyond basic expense logging. Web access is joined by dedicated iOS and Android apps.
The published plans show a free tier with unlimited transactions, unlimited accounts and categories, a budget tool, bill tracking and reports. Sync costs $2.49 per month and adds bank connections with automatic transaction downloads. Mobile Premium costs $4.99 as a one-time purchase and makes premium features available across the iOS and Android apps. ClearCheckbook Premium costs $5 per month and adds every available feature, including running balances, net worth tools, advanced reporting and automatic backups. This structure makes the free plan useful for manual tracking, while paid tiers separate bank automation, mobile premium access and the broadest feature set.
Platform coverage and data portability are practical strengths. ClearCheckbook runs in the cloud and on mobile, supports transaction exports and imports in CSV, QIF, OFX and QFX formats, and connects with bank accounts, Dropbox, Google Drive and Microsoft OneDrive. Support channels include community resources and documentation. The service fits solo users and small households seeking an affordable register, budgeting and bill-tracking system. Choose it when core account tracking and flexible imports matter more than extensive feature depth; consider a broader personal-finance product if advanced capabilities are central to the decision.
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ClearCheckbook pricing
All 4 ClearCheckbook plans and prices →
ClearCheckbook fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $2.49/mo |
| Budgeting tools | Yes |
| Bill tracking | Yes |
| Net-worth tracking | Yes |
| Account sync | Both |
| Report export | Yes |
| Mobile apps | Both |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | 2FA |
| Support | Community, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 10,000+ integrations: Bank accounts, Dropbox, Google Drive, Microsoft OneDrive |
| Pricing | Free plan (source) |
| Website | clearcheckbook.com |
| Facts checked | 22 Sep 2026 |
ClearCheckbook integrations
ClearCheckbook lists 10,000+ integrations on its own site — the 4 named here are the ones its pages call out.
- Bank accounts
- Dropbox
- Google Drive
- Microsoft OneDrive
Alternatives to ClearCheckbook
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.3
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.2
- GnuCashA capable free desktop ledger for detailed accounting, budgeting, and investments.9.1
See all ClearCheckbook alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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