C24 Bank
C24 Bank: A free German current account with cash deposits and paid tiers for more Pockets and cards. Ranked #18 of 55 in Neobank Apps by our editors (7.4/10); pricing: Free plan; best for german users wanting cash deposits and Pockets.
At a glance
- Editor score7.4 / 10
- PricingFree plan
- Best forGerman users wanting cash deposits and Pockets
- Free planYes
- Paid from€5.90/mo
- Account scopePersonal
- Facts checked14 Nov 2026
Where it wins
- Free Smart account includes Mastercard, cash deposits and 4 Pockets.
- Pockets can include their own IBAN; spending analysis and budgeting are included.
- Plus and Max raise monthly withdrawal limits and add virtual cards.
Where it doesn't
- Personal accounts only; no business account tier is described.
- Plus and Max cost €5.90 and €9.90 per month, respectively.
- Support channels are limited to email and documentation.
Our verdict on C24 Bank
C24 Bank offers personal current accounts in Germany through mobile apps and desktop online banking. Its Smart account is free and includes a Mastercard, cash deposits, spending analysis, budgeting tools and four Pockets, making it a practical fit for people who want to separate money into subaccounts without paying a monthly account fee. Pockets can have their own IBAN. Mastercard payments in euros and foreign currencies are listed, along with real-time transfers. The service is aimed at personal banking rather than business finances.
The account tiers chiefly differ in cashback, card options and monthly allowances. Smart includes 0.05% cashback, one virtual card and four free withdrawals per month. Plus costs €5.90 per month and adds 0.5% cashback up to €12 monthly, 20 Pockets, 20 virtual cards, 20 free withdrawals and one free deposit per month. Max costs €9.90 per month and offers 1% cashback up to €24 monthly, a metal Mastercard, and the same listed Pocket, virtual-card and withdrawal counts as Plus. Both paid tiers include one free deposit per month. The bank also advertises 1% p.a. on the current account and Tagesgeld pocket.
The combination of cash deposits, Pockets and mobile and desktop access gives C24 a clear fit for German users who value those everyday account features. Its free tier covers a useful set of basics, while Plus and Max mainly make sense for customers who want higher cashback or more card and withdrawal capacity. The published account features are personal, and listed support is by email and documentation. Choose another option if your needs center on business banking or if the described support channels do not suit you.
Your product? Our editors can test C24 Bank in depth and publish a review, labelled as paid · from $149/mo →
C24 Bank pricing
All 3 C24 Bank plans and prices →
C24 Bank fact sheet
| Free plan | Yes |
|---|---|
| Paid from | €5.90/mo |
| Account scope | Personal |
| Early pay access | Not verified |
| Cash deposit support | Yes |
| International transfers | Not verified |
| Savings yield | 1% p.a. on the current account and Tagesgeld pocket, as advertised on the pricing page |
| Supported currencies | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | GDPR |
| Support | Email, Docs |
| Built for | Solo (editorial estimate) |
| Pricing | Free plan (source) |
| Website | c24.de |
| Facts checked | 14 Nov 2026 |
Alternatives to C24 Bank
- Starling BankA no-monthly-fee UK bank account with budgeting, payments and savings tools.9.3
- bunqFlexible European banking with personal and business accounts, cards, and international transfers.9.2
- MonzoA free UK current account with budgeting tools, card controls and paid feature tiers.9.1
See all C24 Bank alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
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