Buckets
Buckets: A one-time purchase for envelope budgeting across desktop and mobile devices. Ranked #57 of 181 in Personal Finance Software by our editors (3.5/10); pricing: Paid; best for one-time envelope budgeting.
At a glance
- Editor score3.5 / 10
- PricingPaid
- Best forOne-time envelope budgeting
- Free planNo
- Paid from$64 one-time
- Facts checked20 Sep 2026

Where it wins
- One-time $64 license with no recurring subscription
- Supports recurring expenses, savings goals, and debt-payment buckets
- Works across Windows, macOS, Linux, iOS, and Android
Where it doesn't
- Mobile app is read-only
- Bank workflows rely on file imports, macros, or SimpleFIN Bridge
- Does not provide verified net-worth tracking
Our verdict on Buckets
Buckets is personal finance software centered on envelope-style budgeting. It is designed for individuals and families who want to allocate available money into customizable buckets, track recurring expenses, set savings goals, and manage debt accounts. Users can enter accounts and balances, categorize transactions, record transfers and income, and organize spending around target amounts or dates. Budget data is stored locally, with options for sharing between devices.
The published pricing offers a single Buckets v1 License for $64 as a one-time purchase. The license may be used on computers belonging to the purchaser and immediate family members living in the same home. An untimed trial is available and is otherwise described as identical to the full version aside from reminders and trial markers. Bank-data workflows use file imports, private macros, or SimpleFIN Bridge rather than requiring one particular connection method. CSV transaction export and compressed local budget backups add practical ways to move or preserve budget data.
Platform coverage spans Windows, macOS, Linux, iOS, and Android, while budget sharing can use relay, shared folders, or a local network. The mobile app is read-only, so users who need to enter or fully manage transactions from a phone may prefer a different workflow. Buckets is a strong fit for buyers who prioritize envelope budgeting, local data storage, household device sharing, and a one-time license. It is less suitable for anyone seeking verified net-worth tracking or a fully automated bank-connection experience.
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Buckets pricing
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Buckets fact sheet
| Free plan | No |
|---|---|
| Paid from | $64 one-time |
| Budgeting tools | Yes |
| Bill tracking | Yes |
| Net-worth tracking | Not verified |
| Account sync | Both |
| Report export | Yes |
| Mobile apps | Both |
| Deployment | Desktop, Mobile |
| Platforms | Windows, macOS, Linux, iOS, Android |
| Support | Email, Live chat |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 1 integrations: SimpleFIN Bridge |
| Pricing | Paid (source) |
| Website | budgetwithbuckets.com |
| Facts checked | 20 Sep 2026 |
Buckets integrations
Buckets lists 1 integrations on its own site.
- SimpleFIN Bridge
Alternatives to Buckets
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.3
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.2
- GnuCashA capable free desktop ledger for detailed accounting, budgeting, and investments.9.1
See all Buckets alternatives →
Also Ranked In
Buckets is ranked in 2 of our directories.
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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