Banktivity
Banktivity: A deep personal finance tool for Apple users who want budgeting, investing, and planning. Ranked #55 of 181 in Personal Finance Software by our editors (3.7/10); pricing: 30-day trial; best for apple-focused finance and investing.
At a glance
- Editor score3.7 / 10
- Pricing30-day trial
- Best forApple-focused finance and investing
- Free planNo
- Net-worth trackingYes
- Founded2003 · Putney, Vermont, United States
- Facts checked19 Sep 2026
Where it wins
- Combines category and envelope budgeting with bill reminders
- Tracks investments, net worth, goals, and retirement planning
- Supports encrypted Apple-device sync and multiple export formats
Where it doesn't
- Runs only on macOS and iOS
- No free plan is available
- Annual pricing starts at $59.99
Our verdict on Banktivity
Banktivity is personal finance software for individuals and families using Apple devices. It brings budgeting, bill scheduling, account tracking, investment portfolio management, net-worth reporting, financial goals, and retirement planning into one product. Users can choose category budgeting or envelope budgeting, plan monthly spending, fund future envelopes, schedule recurring transactions, and enter transactions manually or import files. Automatic bank downloads add account connectivity for users who prefer less manual maintenance.
Its strongest fit is the Apple ecosystem. Banktivity runs natively on macOS, iPhone, and iPad, with encrypted cloud synchronization across Apple devices. Integrations with Plaid, Yodlee, Salt Edge, and OFX support bank connectivity, while Apple Shortcuts and Apple Handoff extend its fit within Apple's platform. QIF, TXF, and CSV exports provide additional flexibility for reports and financial records. This combination makes Banktivity more suitable for Apple-focused households than for people who need broad cross-platform coverage.
The feature depth also matters for users whose needs go beyond basic expense tracking. Investment tools include IRR, ROI, lots, and dividends, while reporting covers net worth and broader financial activity. Banktivity offers a 30-day free trial and paid Bronze, Silver, and Gold plans, with annual and monthly in-app purchase options shown in the official US App Store listing. The starting annual price is $59.99. Choose it if you want budgeting, investments, planning, and Apple-device synchronization together; choose an alternative if you need a free option or support beyond macOS and iOS.
Your product? Our editors can test Banktivity in depth and publish a review, labelled as paid · from $149/mo →
Banktivity pricing
All 3 Banktivity plans and prices →
Banktivity fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Budgeting tools | Yes |
| Bill tracking | Yes |
| Net-worth tracking | Yes |
| Account sync | Both |
| Report export | Yes |
| Mobile apps | Ios |
| Free trial | 30 days |
| Deployment | Desktop, Mobile |
| Platforms | macOS, iOS |
| Integrations | 6 integrations: Plaid, Yodlee, Salt Edge, OFX, Apple Shortcuts, Apple Handoff |
| Pricing | 30-day trial (source) |
| Website | banktivity.com |
| Facts checked | 19 Sep 2026 |
Banktivity integrations
Banktivity lists 6 integrations on its own site.
- Plaid
- Yodlee
- Salt Edge
- OFX
- Apple Shortcuts
- Apple Handoff
Alternatives to Banktivity
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.3
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.2
- GnuCashA capable free desktop ledger for detailed accounting, budgeting, and investments.9.1
See all Banktivity alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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