Aria
Aria: API-based financing that lets B2B platforms advance supplier invoices and manage repayment. Ranked #14 of 29 in Invoice Financing Software by our editors (6.0/10); pricing: Pricing on request; best for platforms embedding supplier invoice financing.
At a glance
- Editor score6.0 / 10
- PricingPricing on request
- Best forPlatforms embedding supplier invoice financing
- Free planNo
- Founded2020 · Saint-Denis, France
- Facts checked28 Sep 2026
Where it wins
- REST API includes sandbox and production environments
- Supports multi-currency advances and supplier payouts within 24 hours
- Automates collections while assuming credit and non-payment risk
Where it doesn't
- Pricing requires contacting sales and uses variable transaction fees
- No free plan is available for evaluation
- Designed for platform integrations rather than standalone invoicing
Our verdict on Aria
Aria provides cloud-based invoice financing and payment infrastructure for B2B marketplaces, vertical SaaS platforms, ERPs and other software businesses. Its REST API lets platforms submit invoices, check debtor credit limits and quote eligibility, create loans or advance payments in multiple currencies, and pay suppliers while buyers keep their normal payment terms. A dashboard is also available alongside API integration, making Aria suited to mid-market and enterprise software businesses embedding financing into existing workflows.
The published pricing model is contact sales rather than a fixed subscription. Aria describes variable financing fees of 1–3%, depending on term and debtor risk, with transaction fees also applying. This structure fits platforms whose costs vary with financed invoices, but buyers need to discuss their commercial arrangement with the vendor. Integration options include ERP systems, bookkeeping software and payment service providers, while payment processing supports SEPA, SWIFT and Faster Payments. The API offers separate sandbox and production environments for platform development and deployment.
Aria’s standout capability is the combination of eligibility checks, quote generation, multi-currency advance creation, automated collections and credit-risk assumption in one embedded flow. Supplier payouts are designed to occur within 24 hours, and the category specifications identify same-day funding with fixed-payment repayment. These capabilities suit platforms serving businesses with 30–90-day invoice terms that want financing and collections handled within their product. Organizations seeking a free trial, a standalone invoicing application or a self-serve subscription should consider a different type of tool; Aria is built around platform-level integration and a sales-led commercial process.
Aria pricing
Aria fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Maximum advance rate | Not verified |
| Funding speed | Not verified |
| Financing model | Not verified |
| Recourse terms | Not verified |
| Fee structure | Not verified |
| Minimum invoice amount | Not verified |
| Accounting integrations | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Docs |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Integrations | 3 integrations: ERP systems, bookkeeping software, payment service providers |
| Pricing | Pricing on request (source) |
| Website | helloaria.eu |
| Facts checked | 28 Sep 2026 |
Aria integrations
Aria lists 3 integrations on its own site.
- ERP systems
- bookkeeping software
- payment service providers
Alternatives to Aria
- CommBank Stream Working CapitalA bank lending facility that turns eligible unpaid invoices into working capital.9.0
- HSBC Supply Chain FinanceA buyer-led financing programme for larger supply chains, not a self-serve receivables tool.8.2
- HSBC TradeCashSelective, multi-currency invoice financing for eligible HSBC Australia customers.7.7
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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