Argent Virtual Terminal
Argent Virtual Terminal: A practical browser terminal for staff-attributed card-not-present and invoice payments. Ranked #23 of 29 in Virtual Terminal Software by our editors (6.9/10); pricing: Pricing on request; best for businesses needing staff-attributed invoice payments.
At a glance
- Editor score6.9 / 10
- PricingPricing on request
- Best forBusinesses needing staff-attributed invoice payments
- Facts checked20 Sep 2026
Where it wins
- Supports phone, mail, email and invoice payment workflows
- Individual staff logins attribute transactions to team members
- Connects with Authorize.net, NMI, Nuvei, POS and gateway systems
Where it doesn't
- Pricing requires a sales conversation and account-specific rates
- Designed for browser use rather than a native desktop or mobile app
- Best suited to card-not-present workflows, not physical-terminal payments
Our verdict on Argent Virtual Terminal
Argent Virtual Terminal is a browser-based payment portal for businesses accepting card-not-present transactions. It supports manual payment entry for phone orders, mail and email orders, one-off invoice payments and businesses operating without a physical terminal. Individual staff logins connect transactions to specific team members, making it a fit for organizations that need accountability across invoice and phone-based payment work. Businesses can use it alongside a point-of-sale system or as a primary gateway.
The broader Argent Payments offering adds recurring billing through stored customer payment methods, electronic invoice payment links and ACH payment support. PCI-compliant payment processing is part of the offering, while customer records and recurring payments are reflected in the product’s category capabilities. Integrations with Authorize.net, NMI and Nuvei extend its fit for businesses already working with those payment platforms. POS and gateway integrations also make Argent relevant where the virtual terminal needs to sit alongside existing payment operations rather than replace them.
Pricing is account-based rather than organized around published fixed software plans. Argent describes account-specific processing rates, with rates and fees disclosed before signing, and offers a free statement review. That structure may suit businesses seeking a payment account tailored to their processing setup, but it gives buyers less upfront plan-level comparison. Argent Virtual Terminal is a strong match for teams handling phone, mail, email or invoice payments that want browser access and staff-level transaction attribution. Businesses primarily needing in-person terminal hardware, or a standalone native application, should consider a different type of payment solution.
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Argent Virtual Terminal pricing
Argent Virtual Terminal fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Payment methods | Not verified |
| Recurring payments | Yes |
| Refunds | Not verified |
| Invoices | Yes |
| Customer records | Yes |
| Supported platforms | Browser |
| Currency support | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | PCI DSS |
| Built for | Small business, Mid-market (editorial estimate) |
| Integrations | 3 integrations: Authorize.net, NMI, Nuvei |
| Pricing | Pricing on request |
| Website | argentpayments.com |
| Facts checked | 20 Sep 2026 |
Argent Virtual Terminal integrations
Argent Virtual Terminal lists 3 integrations on its own site.
- Authorize.net
- NMI
- Nuvei
Alternatives to Argent Virtual Terminal
- Authorize.netA full virtual terminal with recurring billing, ACH, fraud tools, reporting, and APIs.9.4
- EBizCharge Virtual TerminalA browser-based payment terminal with invoicing, recurring billing, and accounting integrations.9.2
- CoreGateway Virtual TerminalA flexible browser terminal for teams managing card, ACH, recurring, and invoice payments.9.0
See all Argent Virtual Terminal alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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