Aptic Factoring
Aptic Factoring: A factoring platform for receivables finance, configurable terms and risk workflows. Ranked #4 of 30 in Factoring Software by our editors (8.1/10); pricing: Pricing on request; best for teams focused on factoring administration and risk.
At a glance
- Editor score8.1 / 10
- PricingPricing on request
- Best forTeams focused on factoring administration and risk
- Free planNo
- Invoice funding workflowYes
- Founded2001 · Stockholm, Sweden
- Facts checked4 Oct 2026
Where it wins
- Supports receivables financing, invoice purchasing and reverse factoring
- Configurable workflows cover credit terms, recourse and purchasing charges
- Real-time factoring ledger tracks invoice lifecycles
Where it doesn't
- Pricing requires contacting the vendor
- Focused on factoring rather than broad financial operations
- Client access and API capabilities center on factoring facilities and contracts
Our verdict on Aptic Factoring
Aptic Factoring supports factoring providers and financial services businesses that need to administer receivables financing, invoice purchases or reverse factoring. It is part of Aptic’s CLVR financial software platform, with cloud deployment and web and API access. The product also covers invoice administration, so its scope spans funding operations and the related invoice lifecycle rather than only recording transactions.
Configuration and risk workflows are central to its fit. Teams can configure credit terms, recourse and purchasing charges, while risk-management workflows support factoring administration. A real-time ledger tracks invoice lifecycle information, and a client web interface gives customers access to funding facilities. The API includes client factoring loan and purchase contract operations, which may suit providers integrating those activities into other systems. Aptic states that it serves businesses of any size, including small, mid-market and enterprise organizations.
Aptic’s published product information does not include plan tiers or prices; pricing is handled by contacting the vendor. The listed support channel is email. The product is associated with ISO 27001 and GDPR compliance, and the vendor is Aptic AB, headquartered in Stockholm, Sweden. Choose Aptic Factoring if configurable factoring administration, risk workflows and invoice-level tracking are priorities. Organizations seeking a broader finance suite or publicly stated plan pricing may prefer to compare alternatives before engaging with sales.
Aptic Factoring pricing
Aptic Factoring fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Invoice funding workflow | Yes |
| Client onboarding | Not verified |
| Debtor onboarding | Not verified |
| Advance & reserve management | Yes |
| Collections tracking | Not verified |
| Accounting integrations | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | ISO 27001, GDPR |
| Support | |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | aptic.net |
| Facts checked | 4 Oct 2026 |
Alternatives to Aptic Factoring
- DanceraceBroad facility support and accounting connections, with pricing handled through sales.8.8
- Comarch FactoringA broad factoring operations platform for mid-market and enterprise finance providers.8.6
- HES FinTech Factoring SoftwareConfigurable factoring workflows span onboarding, funding, reconciliation, and collections.8.4
See all Aptic Factoring alternatives →
Aptic Factoring vs the competition
- Aptic Factoring vs Dancerace
- Aptic Factoring vs Comarch Factoring
- Aptic Factoring vs HES FinTech Factoring Software
- Aptic Factoring vs Banno Digital Platform
- Aptic Factoring vs timveroOS
- Aptic Factoring vs FactorFox
Compare Aptic Factoring with any tool side by side →
Used Aptic Factoring? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Aptic Factoring for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Aptic Factoring is listed in our Factoring Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/aptic-factoring/"><img src="https://www.itechguides.com/best/badge/aptic-factoring.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.
Last updated · How we research and update