Amortize: Mortgage Calculator
Amortize: Mortgage Calculator: A free mortgage calculator for payment schedules, extra payments, and refinance scenarios. Ranked #22 of 34 in Mortgage Calculator Apps by our editors (7.3/10); pricing: Free plan; best for mobile amortization and refinance calculations.
At a glance
- Editor score7.3 / 10
- PricingFree plan
- Best forMobile amortization and refinance calculations
- Free planYes
- Amortization scheduleYes
- Facts checked14 Nov 2026
Where it wins
- Breaks schedules into interest, principal, and remaining balance
- Accounts for taxes, insurance, HOA fees, PMI, and extra payments
- Includes refinance and payoff calculators, plus CSV schedule export
Where it doesn't
- Does not include affordability analysis
- Focuses on mortgage and loan calculations rather than broader financial planning
- No AI features
Our verdict on Amortize: Mortgage Calculator
Amortize: Mortgage Calculator estimates mortgage payments from home price, down payment, interest rate, and loan term, then shows a schedule of interest, principal, and remaining balance. It is aimed at people comparing loan costs or tracking how extra payments could affect payoff. The product is available on the web, iOS, and Android, and the calculator is usable without a paid subscription. Its companion mobile app is described by the vendor as working offline, which may suit borrowers who want to run calculations away from an internet connection.
The calculator goes beyond principal and interest: inputs cover property tax, home insurance, HOA fees, and PMI, while results include a payment breakdown and loan-to-value ratio. Extra monthly payments can be modeled, and a separate payoff calculator addresses extra-payment scenarios. The site also offers refinance calculations, including an optional cash-out scenario, and calculators for other loans. This makes Amortize useful for exploring several mortgage questions in one place, though it does not provide affordability analysis. Buyers looking for broader home-buying budget guidance may need a separate tool.
The product has a free plan, and the vendor says schedules can be exported to CSV. That export can help borrowers keep a copy of payment projections, while web and mobile access provide options for where to calculate. The feature set is centered on estimates and schedules rather than AI-assisted analysis or a broader financial planning workspace. Pick Amortize for accessible payment, amortization, payoff, and refinance calculations; look elsewhere if affordability analysis is a core requirement.
Your product? Our editors can test Amortize: Mortgage Calculator in depth and publish a review, labelled as paid · from $149/mo →
Amortize: Mortgage Calculator pricing
Amortize: Mortgage Calculator fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Amortization schedule | Yes |
| Affordability analysis | No |
| Refinance scenarios | Yes |
| ARM calculations | Not verified |
| Property-tax inputs | Yes |
| Insurance inputs | Yes |
| Platform access | Multi_platform |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Built for | Solo (editorial estimate) |
| Pricing | Free plan |
| Website | amortization-calc.com |
| Facts checked | 14 Nov 2026 |
Alternatives to Amortize: Mortgage Calculator
- Chase Mortgage CalculatorFree web calculators cover mortgage payments, affordability, refinancing and loan scenarios.9.4
- Bankrate Mortgage CalculatorA free web calculator for detailed mortgage payment and affordability estimates.9.3
- Fannie Mae Mortgage CalculatorA free web calculator with payment breakdowns plus separate affordability and refinance tools.9.2
See all Amortize: Mortgage Calculator alternatives →
Used Amortize: Mortgage Calculator? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Amortize: Mortgage Calculator for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Amortize: Mortgage Calculator is listed in our Mortgage Calculator Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/amortize-mortgage-calculator/"><img src="https://www.itechguides.com/best/badge/amortize-mortgage-calculator.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update