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Actual

#12 of 23 in Restaurant Tip Management Software

Actual: A web-based tip platform for configurable allocation, payouts, reporting, and hospitality integrations. Ranked #12 of 23 in Restaurant Tip Management Software by our editors (8.2/10); pricing: Pricing on request; best for operators needing broad hospitality integrations.

8.2/10Editor score
Actual8.2 Visit Actual

At a glance

  • Editor score
    8.2 / 10
  • Pricing
    Pricing on request
  • Best for
    Operators needing broad hospitality integrations
  • Custom pool rules
    Yes
  • Facts checked
    21 Sep 2026
Actual screenshot
  • Where it wins

    • Custom tip division models and allocation rules
    • Same-day distribution with direct-to-bank payouts
    • Integrations across POS, scheduling, payroll, and reservations
  • Where it doesn't

    • Pricing requires a sales conversation and order-form terms
    • Payroll is identified as being in early access
    • Access is provided through a web platform

Our verdict on Actual

Actual is a web-based tip-management platform for restaurants, hotels, coffee shops, bars, golf clubs, coffee shops, and other businesses that collect tips. It automates tip calculations, supports custom division models and rules, and handles daily or same-day distribution. Digital tip payments and direct-to-bank payouts are paired with employee reports and compliance-oriented workflows. Its broader hospitality focus also connects tip operations with payroll, scheduling, point-of-sale, reservations, accounting, and related systems.

Integration coverage is a central part of Actual's fit. Listed connections include 7shifts, OpenTable, PAR PixelPoint, Resy, Toast, Tock, ADP, Aloha, Clover POS, Homebase, Micros, Lightspeed, Omnivore, Optimum Control, and Payworks. That range can suit operators working across different restaurant systems, while the platform's support for both custom pool rules and shift allocation gives teams room to reflect their internal tip policies. Detailed employee reports add a record-keeping layer for reviewing distributions and tip activity.

Commercial terms are handled through contact with the vendor, with pricing, billing frequency, and payment terms set out in order forms or purchase terms. The product is a strong fit for hospitality operators that need configurable allocation, payments, compliance workflows, and connections to existing systems in one web-based service. Teams seeking a public plan structure or a payroll product beyond early access may prefer an alternative with those requirements already addressed. Actual is most appropriate when integration breadth and policy-specific tip handling matter more than self-serve purchasing.

Your product? Our editors can test Actual in depth and publish a review, labelled as paid · from $149/mo →

Actual pricing

Plans Pricing on request No free plan — trial or paid only. Prices checked 21 Sep 2026.
See plans on onactual.com

Actual fact sheet

Free planNot verified
Paid fromNot verified
Custom pool rulesYes
Payroll exportNot verified
POS integrationsNot verified
Shift allocationYes
Employee appNot verified
Record granularityBoth
DeploymentCloud
PlatformsWeb
SupportEmail, Tickets
Built forSmall business, Enterprise (editorial estimate)
Integrations20 integrations: 7shifts, OpenTable, PAR PixelPoint, Resy, Toast, Tock … See all →
PricingPricing on request
Websiteonactual.com
Facts checked21 Sep 2026

Actual integrations

Actual lists 20 integrations on its own site.

  • 7shifts
  • OpenTable
  • PAR PixelPoint
  • Resy
  • Toast
  • Tock
  • ADP
  • Aloha
  • Clover POS
  • Homebase
  • Micros
  • Lightspeed
  • Omnivore
  • Optimum Control
  • Payworks
  • POSiTouch
  • Push
  • QuickBooks
  • Restaurant365
  • Schedulefly

See all Actual integrations →

Alternatives to Actual

See all Actual alternatives →

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Featured on iTechGuides

Featured on iTechGuides — Actual 8.2/10

Actual is listed in our Restaurant Tip Management Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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