Actual
Actual: A web-based tip platform for configurable allocation, payouts, reporting, and hospitality integrations. Ranked #12 of 23 in Restaurant Tip Management Software by our editors (8.2/10); pricing: Pricing on request; best for operators needing broad hospitality integrations.
At a glance
- Editor score8.2 / 10
- PricingPricing on request
- Best forOperators needing broad hospitality integrations
- Custom pool rulesYes
- Facts checked21 Sep 2026

Where it wins
- Custom tip division models and allocation rules
- Same-day distribution with direct-to-bank payouts
- Integrations across POS, scheduling, payroll, and reservations
Where it doesn't
- Pricing requires a sales conversation and order-form terms
- Payroll is identified as being in early access
- Access is provided through a web platform
Our verdict on Actual
Actual is a web-based tip-management platform for restaurants, hotels, coffee shops, bars, golf clubs, coffee shops, and other businesses that collect tips. It automates tip calculations, supports custom division models and rules, and handles daily or same-day distribution. Digital tip payments and direct-to-bank payouts are paired with employee reports and compliance-oriented workflows. Its broader hospitality focus also connects tip operations with payroll, scheduling, point-of-sale, reservations, accounting, and related systems.
Integration coverage is a central part of Actual's fit. Listed connections include 7shifts, OpenTable, PAR PixelPoint, Resy, Toast, Tock, ADP, Aloha, Clover POS, Homebase, Micros, Lightspeed, Omnivore, Optimum Control, and Payworks. That range can suit operators working across different restaurant systems, while the platform's support for both custom pool rules and shift allocation gives teams room to reflect their internal tip policies. Detailed employee reports add a record-keeping layer for reviewing distributions and tip activity.
Commercial terms are handled through contact with the vendor, with pricing, billing frequency, and payment terms set out in order forms or purchase terms. The product is a strong fit for hospitality operators that need configurable allocation, payments, compliance workflows, and connections to existing systems in one web-based service. Teams seeking a public plan structure or a payroll product beyond early access may prefer an alternative with those requirements already addressed. Actual is most appropriate when integration breadth and policy-specific tip handling matter more than self-serve purchasing.
Your product? Our editors can test Actual in depth and publish a review, labelled as paid · from $149/mo →
Actual pricing
Actual fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Custom pool rules | Yes |
| Payroll export | Not verified |
| POS integrations | Not verified |
| Shift allocation | Yes |
| Employee app | Not verified |
| Record granularity | Both |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Tickets |
| Built for | Small business, Enterprise (editorial estimate) |
| Integrations | 20 integrations: 7shifts, OpenTable, PAR PixelPoint, Resy, Toast, Tock … See all → |
| Pricing | Pricing on request |
| Website | onactual.com |
| Facts checked | 21 Sep 2026 |
Actual integrations
Actual lists 20 integrations on its own site.
- 7shifts
- OpenTable
- PAR PixelPoint
- Resy
- Toast
- Tock
- ADP
- Aloha
- Clover POS
- Homebase
- Micros
- Lightspeed
- Omnivore
- Optimum Control
- Payworks
- POSiTouch
- Push
- QuickBooks
- Restaurant365
- Schedulefly
Alternatives to Actual
- GratShareA mature web-based tip engine for multi-location restaurant payroll workflows.9.4
- DivvyAffordable restaurant tip management with live POS sync and flexible payout rules.9.3
- eTipA strong fit for hospitality teams that need governed tip payouts and connected payroll workflows.9.1
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Actual is listed in our Restaurant Tip Management Software directory. Add the badge to your site — it links back to this page.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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