Best ACI Speedpay Alternatives in 2026
The top ACI Speedpay alternatives are FIS BillerIQ, InvoiceCloud and Paymentus: 15 bill payment software our editors would look at instead of ACI Speedpay, in our ranking order.
ACI Speedpay: An omnichannel bill-payment platform for organizations collecting customer payments. Where it falls short: pricing requires contacting ACI.
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Best forOrganizations with complex bill-presentment needs
A biller-focused platform for organizations managing digital bills and multi-channel payments.
- Consumer bill portal
- Payment status tracking
- Recurring scheduling
8.2/10★★★★☆Visit FIS -
Best forUtilities and enterprises with varied payment workflows
A broad bill-payment platform for utilities, government entities, and insurers.
- Payment approvals
- Consumer bill portal
- Payment status tracking
7.7/10★★★★☆Visit InvoiceCloud -
Best forEnterprises needing integrated payment infrastructure
Integrated bill payment and money movement for mid-market and enterprise service providers.
7.4/10★★★★☆Visit Paymentus -
Best forMid-market and enterprise billers with complex payment needs
Omnichannel billing and payment tools for organizations with recurring or periodic bills.
- Consumer bill portal
- Recurring scheduling
- Autopay support
7.1/10★★★★☆Visit CORE EBPP -
Best forEnterprise billers needing hosted payment operations
Hosted bill payment operations with PayNow, scheduled payments, autopay and reconciliation files.
- Consumer bill portal
- Recurring scheduling
- Autopay support
6.9/10★★★☆☆Visit CSG -
Best forMid-market and enterprise omnichannel billers
A multi-channel payment hub for billers that need guest access, scheduling and real-time posting.
- Payment status tracking
- Recurring scheduling
- Autopay support
6.8/10★★★☆☆Visit KUBRA -
Best forMid-market and enterprise billing teams
Omnichannel billing with recurring payments, a branded portal and reporting.
- Consumer bill portal
- Payment status tracking
- Recurring scheduling
6.6/10★★★☆☆Visit ExpressoPay -
Best forMid-market billers needing flexible payment channels
A cloud payment platform for billers managing digital and cash payment channels.
- Payment approvals
- Consumer bill portal
- Payment status tracking
6.5/10★★★☆☆Visit PayNearMe -
Best forBusinesses paying vendors through cards or bank rails
Plastiq combines card-funded vendor payments, collection tools, approvals, and accounting sync.
6.3/10★★★☆☆Visit Plastiq -
Best forAccounting firms and SMB AP teams
Plooto combines invoice capture, approvals, vendor payments and accounting reconciliation.
- Payment approvals
6.2/10★★★☆☆Visit Plooto -
Best forMid-market finance teams paying suppliers internationally
Pay suppliers by card or bank transfer, with approvals, scheduling and payment tracking.
- Payment approvals
- Payment status tracking
- Recurring scheduling
6.2/10★★★☆☆Visit Billhop -
Best forConsumers wanting simple bill organization and autopay
Organize bills, schedule payments and track delivery through web and mobile apps.
6.0/10★★★☆☆Visit doxo -
Best forBusinesses needing checks plus electronic payments
A web-based payments platform for organizations that need checks and electronic payments.
6.0/10★★★☆☆Visit Zil Money -
Best forSMBs wanting low-cost AP automation
Feature-rich freemium AP suite with AI capture, approvals, and multiple payment rails.
- Payment approvals
6.0/10★★★☆☆Visit Melio -
Best forSmall businesses automating invoice collections
A focused web platform for automating invoice collection and receivables workflows.
- Payment approvals
- Consumer bill portal
- Payment status tracking
6.0/10★★★☆☆Visit Biller Genie
ACI Speedpay Alternatives: Common Questions
What is the best alternative to ACI Speedpay?
FIS BillerIQ: #2 in our Bill Payment Software ranking, with an editor score of 8.2 out of 10. A biller-focused platform for organizations managing digital bills and multi-channel payments.
Is there a free alternative to ACI Speedpay?
Yes. Plastiq, doxo, Zil Money and Melio have a free plan or a free tier.
What is the cheapest paid alternative to ACI Speedpay?
Of the alternatives here that publish a price, Biller Genie starts lowest, at $24.95/mo.
ACI Speedpay vs Each Alternative
| # | Tool | Free plan | Paid from | Recurring scheduling | Payment approvals | Payment status tracking | Consumer bill portal | Score |
|---|---|---|---|---|---|---|---|---|
| 1 | ACI Speedpay | No | — | Yes | — | — | Yes | 9.0 |
| 2 | FIS BillerIQ | — | — | Yes | — | Yes | Yes | 8.2 |
| 3 | InvoiceCloud | No | — | Yes | Yes | Yes | Yes | 7.7 |
| 4 | Paymentus | — | — | — | — | — | — | 7.4 |
| 5 | CORE EBPP | — | — | Yes | — | — | Yes | 7.1 |
| 6 | CSG BillPay | — | — | Yes | — | — | Yes | 6.9 |
| 7 | KUBRA EZ-PAY | — | — | Yes | — | Yes | — | 6.8 |
| 8 | ExpressoPay | — | — | Yes | — | Yes | Yes | 6.6 |
| 9 | PayNearMe | — | — | Yes | Yes | Yes | Yes | 6.5 |
| 10 | Plastiq | Yes | — | — | — | — | — | 6.3 |
| 11 | Plooto | No | — | — | Yes | — | — | 6.2 |
| 12 | Billhop | No | — | Yes | Yes | Yes | No | 6.2 |
| 13 | doxo | Yes | — | — | — | — | — | 6.0 |
| 14 | Zil Money | Yes | — | — | — | — | — | 6.0 |
| 15 | Melio | Yes | $25/mo | — | Yes | — | — | 6.0 |
| 16 | Biller Genie | — | $24.95/mo | Yes | Yes | Yes | Yes | 6.0 |
Head-to-Head
- ACI Speedpay vs FIS BillerIQ
- ACI Speedpay vs InvoiceCloud
- ACI Speedpay vs Paymentus
- ACI Speedpay vs CORE EBPP
- ACI Speedpay vs CSG BillPay
- ACI Speedpay vs KUBRA EZ-PAY
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update