AccessPay
AccessPay: A broad payment hub for automating files, approvals, screening, and bank connectivity. Ranked #9 of 26 in Payment Hub Software by our editors (8.4/10); pricing: Pricing on request; best for mid-sized firms automating bank payment files.
At a glance
- Editor score8.4 / 10
- PricingPricing on request
- Best forMid-sized firms automating bank payment files
- Bank connectivityHost_to_host
- Founded2012 · Manchester, United Kingdom
- Facts checked20 Sep 2026
Where it wins
- Connects through API, SFTP, Host-to-Host, EBICS, and SWIFT
- Transforms common and custom payment file formats
- Combines validation, approvals, screening, and reporting
Where it doesn't
- Pricing requires contact with sales
- Setup includes a one-time professional services fee
- ERP integrations listed for Sage, NetSuite, and Dynamics 365
Our verdict on AccessPay
AccessPay is a cloud-based payment hub for finance and treasury teams that need to connect ERP, payroll, and other back-office applications with banks and payment rails. It supports supplier, payroll, international, and Direct Debit payments, along with bank statement retrieval, file transformation, validation, approvals, authentication, and reporting. The product is particularly suited to mid-sized firms automating bank payment files across multiple schemes and connectivity methods.
The published pricing approach is a fixed annual subscription, with the final cost depending on transaction volumes, bank connections, payment schemes, and users. A one-time professional services fee applies for setup. Pricing is therefore better suited to organisations willing to scope their banking and payment requirements with sales than to buyers seeking an immediately comparable self-serve plan. AccessPay supports web and API access, with integrations for Sage, Oracle NetSuite, and Microsoft Dynamics 365.
Its strongest area is breadth across payment operations. File transformation covers CSV, Standard18, XLS, XML, PAIN, Pain.001 v3, Pain.008 v2, Pacs.008, DSV, fixed-width, DTA, and PF-DTA formats. Connectivity includes API, SFTP, Host-to-Host, EBICS, and SWIFT, while supported channels include Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit. Modulus checks, configurable approval workflows, dual approval, fraud and sanctions screening, beneficiary and payment screening, and automated reporting add control around payment processing. Choose AccessPay when broad bank connectivity and payment governance matter; consider a narrower tool if you only need basic file submission or a simple payment workflow.
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AccessPay pricing
AccessPay fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Payment file formats | CSV, Standard18, XLS, XML, PAIN, Pain.001 v3, Pain.008 v2, Pacs.008, DSV, fixed-width, DTA, PF-DTA |
| Bank connectivity | Host_to_host |
| Payment channels | Bacs, Faster Payments, CHAPS, SWIFT, SEPA, Direct Debit |
| Approval workflows | Yes |
| Payment validation | Yes |
| ERP connectors | Not verified |
| Deployment options | Cloud |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | SOC 2, ISO 27001, GDPR, PCI DSS, 2FA |
| Support | Email, Live chat, Phone, Docs · 24/7 |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 3 integrations: Sage, Oracle NetSuite, Microsoft Dynamics 365 |
| Pricing | Pricing on request (source) |
| Website | accesspay.com |
| Facts checked | 20 Sep 2026 |
AccessPay integrations
AccessPay lists 3 integrations on its own site.
- Sage
- Oracle NetSuite
- Microsoft Dynamics 365
Alternatives to AccessPay
- Temenos Payments HubA multi-rail payments hub for banks managing complex, high-volume operations.9.3
- ACI Enterprise Payments PlatformA broad payment hub for banks managing multiple rails, formats and operational workflows.9.2
- VolPay HubA controlled payment hub for institutions managing domestic and cross-border flows.9.1
See all AccessPay alternatives →
AccessPay vs the competition
- AccessPay vs Temenos Payments Hub
- AccessPay vs ACI Enterprise Payments Platform
- AccessPay vs VolPay Hub
- AccessPay vs ACI Connetic
- AccessPay vs Intellect Payments
- AccessPay vs Form3 Payments Platform
Compare AccessPay with any tool side by side →
Also Ranked In
AccessPay is ranked in 3 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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