9Spokes review
A specialized platform for embedded SMB financial dashboards and portfolio intelligence.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
9Spokes is a cloud-based financial-data aggregation and business intelligence platform for banks, fintechs, financial institutions and merchant aggregators. It brings consented data from banking, accounting, merchant, credit-card and business applications into white-label dashboards for SMB customers. Institutional teams can also use portfolio intelligence, transaction reporting and business-performance monitoring. Its strongest fit is an organization that wants to provide financial visibility under its own brand rather than adopt a general-purpose BI tool.
The platform’s embedded analytics model is central to its value. Multi-bank account aggregation provides real-time views, while cashflow tracking can compare performance with budgets and forecasts. Business-app integrations span banking providers, accounting applications, merchant and payment providers, credit-card providers, e-commerce applications, marketing and social-media applications, and payroll and HR applications. Transaction and settlement reporting extends the product beyond account monitoring, giving financial institutions a broader view of the businesses they serve. These capabilities make 9Spokes particularly relevant for embedded finance, lending, payments and portfolio-monitoring use cases.
Pricing follows a contact-sales model, with invoiced or subscription fees described in the vendor’s terms and prospects directed to request a demo. That approach suits institutions evaluating a tailored deployment, but it gives buyers less immediate plan-level cost visibility than self-serve BI products. 9Spokes should be considered by teams that need consented financial-data aggregation, white-label SMB dashboards, real-time banking views and automated insights through Pulse. Organizations seeking broad visualization, general analytics workflows or a clearly published tier structure may prefer a wider-scope alternative.
9Spokes pros and cons
- Where it wins
- Aggregates consented financial data through direct API connections
- Embeds white-label dashboards for SMB customers
- Combines cashflow tracking, portfolio intelligence and automated insights
- Where it doesn't
- Pricing requires contact with sales
- Focuses on financial intelligence rather than broad BI functionality
- Platform access is limited to web and API
9Spokes fact sheet, pricing and score →
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