Best 2C2P Alternatives in 2026
The top 2C2P alternatives are Stripe Payments, PayPal for Business and Adyen: 15 payment gateways our editors would look at instead of 2C2P, in our ranking order.
2C2P: A regional payment platform spanning online, mobile and offline channels. Where it falls short: commercial terms require contacting the provider.
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.
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Best forBusinesses needing broad payment coverage
Broad payment coverage for businesses selling online, in person, or through marketplaces.
- Marketplace payments
- Recurring payments
9.3/10★★★★★Visit Stripe -
Best forBusinesses wanting PayPal checkout across sales channels
A flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.
- Marketplace payments
- Recurring payments
8.3/10★★★★☆Visit PayPal -
Best forGlobal enterprises and marketplaces
A broad payment platform for businesses managing online, mobile, and marketplace flows.
- Marketplace payments
- Recurring payments
8.2/10★★★★☆Visit Adyen -
Best forLarge merchants needing acquiring depth
A broad payments platform for merchants managing acquiring and complex payment flows.
- Marketplace payments
- Recurring payments
7.4/10★★★★☆Visit Checkout.com -
Best forEuropean businesses and marketplaces
A flexible payment gateway for European sellers, marketplaces and recurring payments.
- Marketplace payments
- Recurring payments
7.3/10★★★★☆Visit Mollie -
Best forBusinesses wanting PayPal and global reach
Broad payment acceptance with checkout tools, recurring billing, and marketplace support.
- Marketplace payments
- Recurring payments
7.1/10★★★★☆Visit PayPal -
Best forBusinesses wanting PayPal in one integration
A flexible PayPal-owned gateway for businesses integrating online and mobile payments.
- Marketplace payments
- Recurring payments
6.9/10★★★☆☆Visit Braintree -
Best forIndian businesses and marketplaces
A pay-as-you-go gateway for online payments, recurring billing, and marketplace payouts.
- Marketplace payments
- Recurring payments
6.8/10★★★☆☆Visit Razorpay -
Best forOmnichannel and multi-processor businesses
A multi-channel gateway for businesses that need processor choice and embedded payment tools.
- Marketplace payments
- Recurring payments
6.6/10★★★☆☆Visit NMI -
Best forEstablished omnichannel merchants
A broad payment platform for merchants that need online and in-person acceptance.
- Marketplace payments
- Recurring payments
6.6/10★★★☆☆Try Global Payments -
Best forEnterprise merchants needing processor reach
Broad processor reach and payment options, with pricing handled through sales.
- Marketplace payments
- Recurring payments
6.3/10★★★☆☆Visit Cybersource -
Best forDevelopers needing PayPal-backed gateway APIs
A broad PayPal-backed gateway for developers building online and mobile payments.
- Marketplace payments
- Recurring payments
6.2/10★★★☆☆Try PayPal Braintree -
Best forAfrican businesses and platforms
A multi-channel gateway for African businesses, with APIs, subscriptions and marketplace payments.
- Marketplace payments
- Recurring payments
6.1/10★★★☆☆Visit Paystack -
Best forIndian businesses using UPI and Paytm channels
A broad payment stack for Indian businesses using UPI, Paytm and multiple checkout channels.
- Marketplace payments
- Recurring payments
6.1/10★★★☆☆Visit Paytm -
Best forEuropean merchants selling online and in person
A flexible gateway for European merchants combining checkout, in-person payments and marketplace tools.
- Marketplace payments
- Recurring payments
6.1/10★★★☆☆Visit Viva.com
2C2P Alternatives: Common Questions
What is the best alternative to 2C2P?
Stripe Payments: #1 in our Payment Gateways ranking, with an editor score of 9.3 out of 10. Broad payment coverage for businesses selling online, in person, or through marketplaces.
Is there a free alternative to 2C2P?
Yes. PayPal for Business and PayPal Payments have a free plan or a free tier.
2C2P vs Each Alternative
| # | Tool | Free plan | Paid from | Payment methods | Supported currencies | Recurring payments | Marketplace payments | Payout countries | Score |
|---|---|---|---|---|---|---|---|---|---|
| 25 | 2C2P | — | — | Cards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay later | — | Yes | Yes | — | 5.4 |
| 1 | Stripe Payments | No | — | Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins | 135 | Yes | Yes | — | 9.3 |
| 2 | PayPal for Business | Yes | — | PayPal, Venmo, Pay Later, credit and debit cards, digital wallets, bank transfers, vouchers, Apple Pay, Google Pay | 130 | Yes | Yes | — | 8.3 |
| 3 | Adyen | No | — | ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay | 136 | Yes | Yes | 36 | 8.2 |
| 4 | Checkout.com | No | — | major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers | — | Yes | Yes | — | 7.4 |
| 5 | Mollie | No | — | Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale | 28 | Yes | Yes | 31 | 7.3 |
| 6 | PayPal Payments | Yes | — | PayPal, Venmo, credit and debit cards, digital wallets, bank transfers, vouchers, buy now pay later, cryptocurrency | — | Yes | Yes | — | 7.1 |
| 7 | Braintree | — | — | Cards, PayPal, Venmo, Apple Pay, Google Pay, ACH Direct Debit, local payment methods, bank transfers, vouchers, and buy now, pay later methods | — | Yes | Yes | — | 6.9 |
| 8 | Razorpay Payment Gateway | No | — | Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI | — | Yes | Yes | — | 6.8 |
| 9 | NMI | — | — | Visa, Mastercard, Discover, American Express, Diners Club, China UnionPay, JCB, Apple Pay, Google Pay, ACH and bank transfers | — | Yes | Yes | — | 6.6 |
| 10 | Global Payments | No | — | Credit cards, debit cards, American Express, Discover, Mastercard, Visa, Apple Pay, Google Pay, EFT/ACH, eCheck, alternative and local payment methods | 130 | Yes | Yes | — | 6.6 |
| 11 | Cybersource | — | — | Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cash | — | Yes | Yes | — | 6.3 |
| 12 | PayPal Braintree | No | — | cards, PayPal, Venmo, ACH Direct Debit, Apple Pay, Google Pay, local payment methods | 130 | Yes | Yes | — | 6.2 |
| 13 | Paystack | — | — | cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS | 6 | Yes | Yes | — | 6.1 |
| 14 | Paytm Payment Gateway | No | — | Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers | — | Yes | Yes | — | 6.1 |
| 15 | Viva.com | No | — | Cards, digital wallets, local payment methods, direct debit and other payment methods | 8 | Yes | Yes | — | 6.1 |
Guides on Payment Gateways
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update