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Don’t tap a link in an unexpected message claiming to be from your bank. Instead, verify the request through the bank’s official app, a website address you already know, or a phone number you trust. You can also use your phone’s built-in message controls to screen or block suspicious conversations, then enroll in bank alerts through the bank itself. Those controls reduce exposure, but they do not prove that a message is genuine or guarantee that an alert will arrive immediately.
What to do when a text claims to be from your bank
The Federal Trade Commission advises: “If you get a text message you weren’t expecting and it asks you to give some personal or financial information, don’t click on any links.” Open your bank’s known app, type its official web address yourself, or call a number you already know is genuine. Do not rely on a phone number or link in the suspicious message. (Federal Trade Commission, How to Recognize and Report Spam Text Messages.)
- Do not reply with passwords, account details, or one-time verification codes.
- If the message claims there is urgent activity, check your account through a trusted channel rather than following its instructions.
- In the U.S., forward the text to 7726 (SPAM), use your messaging app’s spam or junk-reporting feature, and/or report it at ReportFraud.ftc.gov. Your wireless provider may offer additional blocking tools. These reporting routes are U.S.-specific; elsewhere, use your local consumer-protection and carrier channels.
Screen unknown texts on iPhone
On iPhone, Messages can screen messages from unknown senders so they are moved out of the main conversation list. Apple’s iOS 26-era instructions use this path:
- Open Messages.
- Tap Filters, then Manage Filtering.
- Turn on Screen Unknown Senders.
Check the Unknown Senders area periodically so you do not miss a legitimate bank notice or verification code. You can adjust notification controls, but choose allowed categories carefully: fewer interruptions can also make genuine messages easier to overlook. In iOS 26, link access may require marking a sender as known first. Filtering and link behavior can vary by iOS version and region; screening is not a judgment that a message is fraudulent. See Apple’s instructions for filtering unknown senders and its iOS 26 message-filtering guidance.
#1 Best Overall
- COMPATIBILITY: For traditional analog landline phones and services from providers such as AT&T, Verizon, Frontier Communications, CenturyLink, and Brightspeed. Not compatible with internet-based or digital phone services (VoIP), including Vonage, Ooma, Xfinity Voice, and Quantum Fiber.
- IMPORTANT: The V5000 CPR Call Blocker requires Caller ID service and an analog telephone line. Without Caller ID, incoming numbers cannot be identified or blocked. No mains power required - just plug it into your phone line and use.
- Powerful Blocking, Made Simple: Preloaded with 5,000 verified scam and nuisance numbers, the V5000 starts protecting you right out of the box. And if a new or spoofed number gets through, the large “BLOCK NOW” button makes it easy to instantly block it - up to 1,500 additional numbers at your command.
- Realistic & Reliable Protection: While no device can stop 100% of spam (scammers constantly change numbers), the V5000 gives you the power to shut down repeat offenders quickly and effectively - offering more control than passive filters alone.
- Hassle-Free Design: NO POWER supply needed, NO APP, and NO SUBSCRIPTIONS. The V5000 is easy to install, with a clear screen and loud button click for extra confidence. Designed with seniors in mind, it’s ready to use and simple to maintain. For even stronger protection, you can pair it with your phone provider’s spam filtering service.
Block or report a text in Google Messages on Android
In Google Messages, blocking stops a conversation from appearing as a normal ongoing thread and moves it to Spam & blocked. To block a suspicious sender:
- Open Google Messages and press and hold the conversation.
- Tap Block. If offered, choose Report spam as well.
- Confirm the choice.
You can block without reporting. Google says a spam report may include the sender’s number and recent messages; a report to a carrier may include the number and most recent text. Review Google’s block, report, and spam protections guidance for details. Labels and available controls can vary with the app version and device.
Rank #2
- [ IMPORTANT NOTE 1 ] This product is a call blocker only and does not have a telephone or answering machine function. No phone or answering machine is included in the package. Before purchasing, please make sure that your telephone line has Caller ID service and that it is an ANALOG line. the ENF860 requires Caller ID service from your telephone line provider to work and is for analog lines only ! No mains power required, just plug in the phone line to use
- [ IMPORTANT NOTE 2 ] In BLOCK mode, there will STILL BE some new variant numbers bypassing the database making the phone ring, you NEED to manually set up to block them OR switch to FAMILY mode to let only the numbers in FAMILY LIST through. Please refer to the manual for the CORRECT SETTINGS.
- Dual mode;In BLOCK mode you can block callers by Numbers and Names; In FAMILY mode all callers outside the FAMILY LIST are blocked;The two modes can be switched at any time as needed and NO data will be lost after switching modes.
- Preloaded with a large number of spam numbers that have been the subject of repeated complaints ; Users can also manually add 4000+ numbers to the NUMBER LIST to build their own database ; Add 256 NAMES to block calls by name.
- Blocks INTERNATIONAL, PRIVATE/WITHHELD, and Out of Area numbers by default; users can SET to block the entire area code or changing numbers starting with a fixed number, such as 00, 800, 855, 999, 7324, 33626, 134567, etc.
How the phone options differ
| Option | What it does | What to watch for |
|---|---|---|
| iPhone Messages: Screen Unknown Senders | Screens unknown senders and separates their messages from the main conversation list. | Check the filtered area for legitimate bank messages or codes; iOS version and region can affect behavior. |
| Google Messages: Block | Blocks the conversation and places it in Spam & blocked. | You can block without reporting; app labels may vary by version. |
| Google Messages: Report spam | Reports the conversation and blocks the sender. | A report may share the sender’s number and recent messages with Google; a carrier report may include the number and most recent text. |
| Bank alerts | Notifies you about selected account or security events through channels the bank supports. | Enrollment, event choices, and delivery timing depend on the bank; alerts do not authenticate an incoming text. |
Enable alerts through your bank
Sign in through your bank’s official app or a website address you know, then find its alerts settings. Choose relevant events—such as transactions, balance thresholds, payments, or security activity where available—and confirm both the delivery method and destination details. Options may include text, email, or push notifications, depending on the bank and account.
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Chase example
For Chase, the app path is person icon → Alerts & messages → Manage alerts. On the website, use Profile & settings → Alerts. Chase customers can choose text, email, or push for supported account events. Chase says many alerts are processed at the end of business days, while some are immediate, and delays can occur. Alert types and timing vary; consult Chase’s alert sign-up information for current details.
Rank #3
- How it Works: SPAM identified calls are instantly blocked automatically. Preferred Calls Ring through like normal with Caller ID displayed. Your phones connected to the TEL port Won't Ring on Blocked Calls. Create your own Invited or Allowed Family (White List) and block All other callers. Use the Dual Block Buttons to Block a NAME or NUMBER Displayed. Remote Block a Call when Dialing * 2 # through your telephone handset.
- The Patented ProSeries 3 Call Blocker from Digitone is an Easy Installation and is Simple to Use. No need to rush over and tap a red button when the ProSeries has already blocked a known unwanted SPAM, Out of Area, Private, Anonymous, 800 Service, ROBO?, Dashes, "Quotes" or V123+ call. Use Call History to select Any Caller to Block by (Double Tap) Name or Number. Block any NAME like: Unavailable, Unknown, SCAM RISK, City + State, Potential Scam, Wireless Caller. Block ANY call without answering, as they call in with either RED button.
- Feel confident that the ProSeries already Blocks Millions of Known Unwanted Numbers and Fake Names. No need to change your existing phones or service. Works with Any Analog Corded, Cordless Phone or Fax System on any telephone service. Large Back-Lighted Display. Got questions? Call the number on the front screen of the ProSeries 3.
- Works with all USA phone companies: AT&T, Cox, Spectrum, CenturyLink, Cable Modems, DSL, FIOS, or Digital Services from VoIP Telcos like [V] from Verizon, Ooma Telo, Ooma Basic, Vonage, Magic Jack etc. Also, works in Mexico, Canada, Brazil, European Union (ETSI), Australia, Singapore and others with North American standardized phone lines.
- Allow any blocked caller to ring through like normal with the Green Invite Button. Double Tap the Green Button to add VIP callers shown in Call History. Note: Caller ID Name and Number Service from your phone company is required for this model to work automatically.
Bank of America example
Bank of America recommends enabling app notifications for security and account alerts. It says it sends automatic security alerts for unusual activity and address changes. This describes that bank’s stated behavior, not a guarantee about every bank. See Bank of America’s alerts information.
Quick Recap
Rank #4
- This is the latest version Telephone Call Blocker with hidden or unavailable call numbers can be blocked. And there is no fees to use it; Please keep the manual for future use.
- Block up to 4000 individual phone numbers, including incoming and outgoing calls , prefixes and up to 10 digit area codes.
- One-touch to Block: Locate a number and then press Block to add it to the blacklist.Better set the call blocker in series ( one end of it connected to your phone and another end to the PSTN telephone line); Though it can also be set up parallel, but not compatible with some phone systems.
- Permanent storage of the numbers in the blacklist even power is off or telephone line is plugged out.
- Battery free: It is line powered, no need battery. And it works with almost all single line telephones. If you find some numbers are blocked but you never mean to, then press Block and check your blacklist, then delete those numbers which like area codes or prefix numbers.
Make alerts useful without treating them as proof
- Use the bank’s own app or known website to enroll; do not enroll through a link in an unsolicited text.
- Select the event types and channels that suit your account, and check that the phone number, email address, or app notification destination is current.
- Keep checking your account directly when something seems wrong. A delayed or missing alert does not establish that a transaction did not happen.
- Use message filtering as a screening aid, not as a way to authenticate the sender. A message that reaches your inbox can still be fraudulent, and a filtered message can be legitimate.
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