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Head-to-head · Agentic Analytics Software

Zoho Analytics vs Lumi AI

  • Updated Sep 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Zoho Analytics #3 in Agentic Analytics Software 7.9/10 Free plan · paid from $24/mo (annual) · 15-day trial Free plan✓ 0 of 2 features Visit Zoho Analytics
Lumi AI #8 in Agentic Analytics Software 6.8/10 From $45/mo (annual) · 14-day trial ✓ 2 of 2 features Visit Lumi AI

Zoho Analytics leads on 1 check, Lumi AI on 2, and 0 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreZoho Analytics · 7.9/10
  • Free planonly Zoho Analytics
  • Most featuresLumi AI · 2 of 2

Zoho Analytics scores higher on our rubric for agentic analytics software: 7.9 against 6.8 out of 10; our editors rank them #3 and #8.

Zoho Analytics offers free plan; Lumi AI doesn't. Lumi AI offers natural-language analysis; Zoho Analytics doesn't publish it. Lumi AI offers governance controls; Zoho Analytics doesn't publish it.

Zoho Analytics is the better fit for teams seeking broad, affordable business analytics. Lumi AI is the better fit for teams analyzing governed ERP and operational data.

  • Zoho Analytics fits best

    Teams seeking broad, affordable business analytics

  • Lumi AI fits best

    Teams analyzing governed ERP and operational data

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature Zoho Analytics 7.9/10 Visit ↗ Lumi AI 6.8/10 Visit ↗
At a glance
Editor score 7.9 6.8
Ranking #3 in Agentic Analytics Software #8 in Agentic Analytics Software
Best for Teams seeking broad, affordable business analytics Teams analyzing governed ERP and operational data
Pricing model Free plan + paid Paid
Starting price Not published Not published
Free plan ✓ (best) —
Free trial — —
Free trial length 15 days · no card needed 14 days
Deployment Cloud, Self-hosted Cloud, Self-hosted
Platforms Web, Windows, Linux, iOS, Android Web
Support Email, Live chat, Phone, Tickets, Community, Docs Email, Live chat, Phone, Docs
Compliance SOC 2, ISO 27001, GDPR, HIPAA, SSO/SAML, 2FA SOC 2, SSO/SAML
Integrations 500+ integrations 18 integrations
Built for Small business, Mid-market, Enterprise Solo, Small business, Mid-market, Enterprise
Features Zoho Analytics 0/2 · Lumi AI 2/2
Natural-language analysis Not published ✓ (best)
Governance controls Not published ✓ (best)
Specs
Data connectors Not published 16
Agent actions Not published Recommendations
Data deployment Not published Hybrid
User interfaces Not published web app, chat, Slack, Microsoft Teams
Our review
Pros
  • Free plan includes unlimited reports and dashboards
  • Ask Zia adds natural-language queries and predictive insights
  • Connects to business apps, databases, files and feeds
  • Generates SQL or Python, charts and summaries from plain-language questions
  • Supports proactive insights, anomaly detection and configurable alerts
  • Offers role-based access, usage limits and cloud or self-hosted deployment
Cons
  • Free plan is limited to 2 users and 10,000 rows
  • Basic starts at $24/month with annual billing
  • Its focus is broader analytics rather than deeper agentic workflows
  • Pro starts at $999 per month with annual billing
  • Enterprise pricing requires contacting sales
  • Its focus on ERP and operational analytics may not suit broader BI needs
Our verdict

Zoho Analytics helps teams import, combine, analyze and visualize data from business applications, databases, files and APIs. It suits small teams through larger organizations that need reports and dashboards, scheduled delivery, sharing…

Read the review →

Lumi AI is an agentic analytics product for supply-chain, retail, procurement, sales, merchandising and finance teams working with ERP systems, databases and warehouses. Users can ask questions in plain language; Lumi builds on a semantic…

Read the review →
  1. Zoho AnalyticsAgentic Analytics Software 7.9Free plan · paid from $24/mo (annual) · 15-day trial
  2. Lumi AIAgentic Analytics Software 6.8From $45/mo (annual) · 14-day trial

Strengths and trade-offs

  • Zoho Analytics — where it wins

    • Free plan includes unlimited reports and dashboards
    • Ask Zia adds natural-language queries and predictive insights
    • Connects to business apps, databases, files and feeds

    Where it doesn't

    • Free plan is limited to 2 users and 10,000 rows
    • Basic starts at $24/month with annual billing
    • Its focus is broader analytics rather than deeper agentic workflows
  • Lumi AI — where it wins

    • Generates SQL or Python, charts and summaries from plain-language questions
    • Supports proactive insights, anomaly detection and configurable alerts
    • Offers role-based access, usage limits and cloud or self-hosted deployment

    Where it doesn't

    • Pro starts at $999 per month with annual billing
    • Enterprise pricing requires contacting sales
    • Its focus on ERP and operational analytics may not suit broader BI needs
  • Zoho Analytics7.9/10 · Free plan · paid from $24/mo (annual) · 15-day trial

    Broad analytics, connectors and Ask Zia, with a free plan and a $24 annual entry tier.

    Visit Zoho AnalyticsFull verdict →
  • Lumi AI6.8/10 · From $45/mo (annual) · 14-day trial

    Lumi AI pairs natural-language analysis with semantic context and governance controls.

    Visit Lumi AIFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update