Xplan vs NaviPlan

Xplan9.1Visit NaviPlan9.0Visit

Higher score Xplan #4 in Financial Planning Software 9.1/10 Pricing on request ✓ 7 of 7 features Visit Iress

vs

NaviPlan #5 in Financial Planning Software 9.0/10 Pricing on request ✓ 7 of 7 features Visit NaviPlan

• Xplan fits best

  End-to-end advice and practice management

• NaviPlan fits best

  Advisors needing advanced planning depth

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Side by side

Feature	Xplan 9.1/10 Visit ↗	NaviPlan 9.0/10 Visit ↗
At a glance
Editor score	9.1	9.0
Ranking	#4 in Financial Planning Software	#5 in Financial Planning Software
Best for	End-to-end advice and practice management	Advisors needing advanced planning depth
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	Not checked yet
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Integrations	7 integrations	9 integrations
Features Xplan 7/7 · NaviPlan 7/7
Cash-flow modeling	✓	✓
Goal planning	✓	✓
Tax planning	✓	✓
Scenario analysis	✓	✓
Insurance planning	✓	✓
Investment planning	✓	✓
Client portal	✓	✓
Our review
Pros	Covers cash flow, goals, tax, insurance, investments, and scenario analysis Connects advice workflows with compliance, audit trails, and reporting Offers web, mobile, API, client portal, and third-party application support	Advanced retirement, tax, insurance, and scenario planning Client portal, collaborative fact finding, and custom reports Integrations with major wealth management platforms
Cons	Pricing requires direct contact with sales Capabilities and integrations vary by country, module, and deployment Its broad scope may exceed the needs of narrowly focused planning teams	Pricing requires contacting sales Delivered through hosted web services Designed for professionals rather than general consumers
Our verdict	Xplan is financial planning and wealth management software from Iress for financial advice practices, ranging from small independent firms to large networks. It supports the advice lifecycle from client discovery and current-position… Read the review →	NaviPlan is financial planning software for financial professionals and wealth management firms. It brings goals-based planning, cash-flow analysis, retirement income modeling, tax planning, insurance planning, investment analysis,… Read the review →

Strengths and trade-offs

• Xplan — where it wins

  • Covers cash flow, goals, tax, insurance, investments, and scenario analysis
  • Connects advice workflows with compliance, audit trails, and reporting
  • Offers web, mobile, API, client portal, and third-party application support

  Where it doesn't

  • Pricing requires direct contact with sales
  • Capabilities and integrations vary by country, module, and deployment
  • Its broad scope may exceed the needs of narrowly focused planning teams

• NaviPlan — where it wins

  • Advanced retirement, tax, insurance, and scenario planning
  • Client portal, collaborative fact finding, and custom reports
  • Integrations with major wealth management platforms

  Where it doesn't

  • Pricing requires contacting sales
  • Delivered through hosted web services
  • Designed for professionals rather than general consumers

• Xplan9.1/10 · Pricing on request

  A broad advice-practice platform spanning planning, workflows, investments, compliance, and client engagement.

  Visit IressFull verdict →
• NaviPlan9.0/10 · Pricing on request

  Deep advisor planning with retirement, tax, insurance, and Monte Carlo analysis.

  Visit NaviPlanFull verdict →