RightCapital vs NaviPlan

RightCapital8.4Visit NaviPlan—Visit

Higher score RightCapital #1 in Financial Planning Software 8.4/10 From $149.95/mo · 14-day trial ✓ 7 of 7 features Visit RightCapital

vs

NaviPlan #5 in Financial Planning Software —/10 Pricing on request ✓ 7 of 7 features Visit NaviPlan

• RightCapital fits best

  Advisors wanting comprehensive modern planning

• NaviPlan fits best

  Advisors needing advanced planning depth

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Side by side

Feature	RightCapital 8.4/10 Visit ↗	NaviPlan —/10 Visit ↗
At a glance
Editor score	8.4	—
Ranking	#1 in Financial Planning Software	#5 in Financial Planning Software
Best for	Advisors wanting comprehensive modern planning	Advisors needing advanced planning depth
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	—	Not published
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Features RightCapital 7/7 · NaviPlan 7/7
Cash-flow modeling	✓	✓
Goal planning	✓	✓
Tax planning	✓	✓
Scenario analysis	✓	✓
Insurance planning	✓	✓
Investment planning	✓	✓
Client portal	✓	✓
Our review
Pros	Covers retirement, tax, investment, insurance, estate, and college planning Adds cash-flow projections, scenarios, aggregation, budgeting, and risk assessment Client portal, document vault, and iOS and Android apps support collaboration	Advanced retirement, tax, insurance, and scenario planning Client portal, collaborative fact finding, and custom reports Integrations with major wealth management platforms
Cons	No free plan; paid plans require an annual first-year commitment Starting price is $149.95 per advisor per month Enterprise pricing requires contacting sales	Pricing requires contacting sales Delivered through hosted web services Designed for professionals rather than general consumers
Our verdict	RightCapital is financial planning software for financial advisors and their clients. It brings retirement, cash-flow, tax, investment, insurance, estate, education, debt, student-loan, business, and budgeting workflows into one product.… Read the review →	NaviPlan is financial planning software for financial professionals and wealth management firms. It brings goals-based planning, cash-flow analysis, retirement income modeling, tax planning, insurance planning, investment analysis,… Read the review →

Strengths and trade-offs

• RightCapital — where it wins

  • Covers retirement, tax, investment, insurance, estate, and college planning
  • Adds cash-flow projections, scenarios, aggregation, budgeting, and risk assessment
  • Client portal, document vault, and iOS and Android apps support collaboration

  Where it doesn't

  • No free plan; paid plans require an annual first-year commitment
  • Starting price is $149.95 per advisor per month
  • Enterprise pricing requires contacting sales

• NaviPlan — where it wins

  • Advanced retirement, tax, insurance, and scenario planning
  • Client portal, collaborative fact finding, and custom reports
  • Integrations with major wealth management platforms

  Where it doesn't

  • Pricing requires contacting sales
  • Delivered through hosted web services
  • Designed for professionals rather than general consumers

• RightCapital8.4/10 · From $149.95/mo · 14-day trial

  A broad advisor platform spanning planning, analysis, collaboration, and client access.

  Visit RightCapitalFull verdict →
• NaviPlan—/10 · Pricing on request

  Deep advisor planning with retirement, tax, insurance, and Monte Carlo analysis.

  Visit NaviPlanFull verdict →