Xplan vs Moneytree

Xplan9.3Visit Moneytree8.6Visit

Higher score Xplan #2 in Financial Advisor Software 9.3/10 Pricing on request ✓ 1 of 6 features Visit Iress

vs

Moneytree #6 in Financial Advisor Software 8.6/10 14-day trial Free trial✓ 1 of 6 features Visit Moneytree

• Xplan fits best

  Enterprise advice practices

• Moneytree fits best

  Established comprehensive planning teams

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Side by side

Feature	Xplan 9.3/10 Visit ↗	Moneytree 8.6/10 Visit ↗
At a glance
Editor score	9.3	8.6
Ranking	#2 in Financial Advisor Software	#6 in Financial Advisor Software
Best for	Enterprise advice practices	Established comprehensive planning teams
Pricing model	Paid	Paid
Starting price	Pricing on request	$1,195/user/yr
Free plan	Not checked yet	—
Free trial	—	14 days
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Integrations	7 integrations	1 integrations
Features Xplan 1/6 · Moneytree 1/6
Client portal	✓	✓
Financial planning	Not checked yet	Not checked yet
Proposal generation	Not checked yet	Not checked yet
Compliance workflows	Not checked yet	Not checked yet
Document vault	Not checked yet	Not checked yet
Billing and invoicing	Not checked yet	Not checked yet
Our review
Pros	Covers cash flow, goals, tax, insurance and investment planning Combines advice workflows, compliance and practice management Offers web, mobile, API and client-portal access	Covers goals, cash flow, retirement, tax, and investment planning Includes Monte Carlo, scenario analysis, and client-ready reporting Offers guided data entry, a client portal, and automated onboarding
Cons	Pricing requires a sales conversation Capabilities vary by country, module and deployment The broad feature set may exceed narrow-use requirements	Essential starts at $1,195 per user per year, billed annually The listed integration is limited to Wealthbox CRM Enterprise pricing requires contacting sales
Our verdict	Xplan is financial planning and wealth management software for advice practices, spanning small independent firms to large networks. It supports the advice lifecycle from client discovery and current-position analysis through goal setting,… Read the review →	Moneytree is financial planning software for financial advisors and advisory firms that need structured planning across client goals, cash flow, retirement, taxes, investments, and estate considerations. Its web and API access supports… Read the review →

Strengths and trade-offs

• Xplan — where it wins

  • Covers cash flow, goals, tax, insurance and investment planning
  • Combines advice workflows, compliance and practice management
  • Offers web, mobile, API and client-portal access

  Where it doesn't

  • Pricing requires a sales conversation
  • Capabilities vary by country, module and deployment
  • The broad feature set may exceed narrow-use requirements

• Moneytree — where it wins

  • Covers goals, cash flow, retirement, tax, and investment planning
  • Includes Monte Carlo, scenario analysis, and client-ready reporting
  • Offers guided data entry, a client portal, and automated onboarding

  Where it doesn't

  • Essential starts at $1,195 per user per year, billed annually
  • The listed integration is limited to Wealthbox CRM
  • Enterprise pricing requires contacting sales

• Xplan9.3/10 · Pricing on request

  A broad advice platform for practices needing planning, workflow, compliance and client engagement.

  Visit IressFull verdict →
• Moneytree8.6/10 · 14-day trial

  A comprehensive planning suite for established teams, with a high annual entry price.

  Visit MoneytreeFull verdict →