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Head-to-head · Bookkeeping Software

Xero Bills vs Clear Books

  • Updated Oct 2026
  • Both researched from official sources
  • 7 checks side by side
Higher score Xero Bills #2 in Bookkeeping Software 9.3/10 Paid ✓ 6 of 6 features Visit Xero
Clear Books #14 in Bookkeeping Software 8.0/10 Free plan · 30-day trial Free planFree trial✓ 6 of 6 features Visit Clear Books

Xero Bills leads on 0 checks, Clear Books on 1, and 6 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreXero Bills · 9.3/10
  • Free planonly Clear Books
  • Free trialonly Clear Books

Xero Bills scores higher on our rubric for bookkeeping software: 9.3 against 8.0 out of 10; our editors rank them #2 and #14.

Clear Books offers free plan; Xero Bills doesn't.

Xero Bills is the better fit for businesses focused on bills and payments. Clear Books is the better fit for UK sole traders and small businesses.

  • Xero Bills fits best

    Businesses focused on bills and payments

  • Clear Books fits best

    UK sole traders and small businesses

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Xero Bills 9.3/10 Visit ↗ Clear Books 8.0/10 Visit ↗
At a glance
Editor score 9.3 8.0
Ranking #2 in Bookkeeping Software #14 in Bookkeeping Software
Best for Businesses focused on bills and payments UK sole traders and small businesses
Pricing model Paid Free plan + paid
Starting price $25/mo £5/mo
Free plan — ✓ (best)
Free trial — 30 days
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Community, Docs · 24/7 Email, Phone, Community, Docs
Integrations 1,000+ integrations 3 integrations
Built for Small business, Mid-market Solo, Small business, Mid-market
Features Xero Bills 6/6 · Clear Books 6/6
Bank feeds ✓ ✓
Automated reconciliation ✓ ✓
Invoice creation ✓ ✓
Receipt capture ✓ ✓
Inventory tracking ✓ ✓
Accountant access ✓ ✓
Specs
Mobile platforms Ios and android Ios and android
Our review
Pros
  • Automates bill entry, tracking, and bank transaction reconciliation
  • Supports receipts, invoices, inventory, and purchase orders
  • Includes web, iOS, and Android access with accountant collaboration
  • Free plans include HMRC-recognised Income Tax filing
  • £5 plans add bank feeds, matching, receipts and invoicing
  • Web, iOS, Android, API and accountant collaboration support
Cons
  • No free plan; monthly pricing starts at $25
  • Early limits usage to 20 invoices and 5 bills
  • Advanced features require the Growing or Established plan
  • MTD VAT reporting starts at the £15 Sole Trader Plus plan
  • Prices are shown plus VAT
  • Free plans provide basic reports and limited bookkeeping features
Our verdict

Xero Bills is the bill-management functionality within Xero’s cloud accounting platform. It is designed for small and medium-sized businesses that need to record and track supplier bills, connect bank accounts, reconcile transactions,…

Read the review →

Clear Books is cloud bookkeeping and accounting software for UK sole traders, landlords, limited companies, partnerships, charities and accountants. It combines income and expense recording, bank feeds, transaction matching, invoicing,…

Read the review →
  1. Xero BillsBookkeeping Software 9.3Paid
  2. Clear BooksBookkeeping Software 8.0Free plan · 30-day trial

Strengths and trade-offs

  • Xero Bills — where it wins

    • Automates bill entry, tracking, and bank transaction reconciliation
    • Supports receipts, invoices, inventory, and purchase orders
    • Includes web, iOS, and Android access with accountant collaboration

    Where it doesn't

    • No free plan; monthly pricing starts at $25
    • Early limits usage to 20 invoices and 5 bills
    • Advanced features require the Growing or Established plan
  • Clear Books — where it wins

    • Free plans include HMRC-recognised Income Tax filing
    • £5 plans add bank feeds, matching, receipts and invoicing
    • Web, iOS, Android, API and accountant collaboration support

    Where it doesn't

    • MTD VAT reporting starts at the £15 Sole Trader Plus plan
    • Prices are shown plus VAT
    • Free plans provide basic reports and limited bookkeeping features
  • Xero Bills9.3/10 · Paid

    A paid bookkeeping platform with strong bill management, reconciliation, and payment tools.

    Visit XeroFull verdict →
  • Clear Books8.0/10 · Free plan · 30-day trial

    A flexible UK bookkeeping option with free plans, bank feeds, invoicing and HMRC filing.

    Visit Clear BooksFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update