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Head-to-head · Payroll APIs

Worklio vs Pinwheel

  • Updated Sep 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Worklio #3 in Payroll APIs 7.7/10 From $5/user/mo ✓ 0 of 4 features Visit Worklio
Pinwheel #8 in Payroll APIs 6.6/10 Pricing on request ✓ 2 of 4 features Contact Pinwheel

Worklio leads on 0 checks, Pinwheel on 2, and 1 is even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreWorklio · 7.7/10
  • Most featuresPinwheel · 2 of 4

Worklio scores higher on our rubric for payroll apis: 7.7 against 6.6 out of 10; our editors rank them #3 and #8.

Pinwheel offers payroll data access; Worklio doesn't publish it. Pinwheel offers payroll processing; Worklio doesn't publish it.

Worklio is the better fit for payroll providers embedding multi-client payroll. Pinwheel is the better fit for fintechs accessing payroll data and paystubs.

  • Worklio fits best

    Payroll providers embedding multi-client payroll

  • Pinwheel fits best

    Fintechs accessing payroll data and paystubs

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature Worklio 7.7/10 Visit ↗ Pinwheel 6.6/10 Visit ↗
At a glance
Editor score 7.7 6.6
Ranking #3 in Payroll APIs #8 in Payroll APIs
Best for Payroll providers embedding multi-client payroll Fintechs accessing payroll data and paystubs
Pricing model Paid Paid
Starting price Not published Not published
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, Android, iOS Web, iOS, Android
Support Docs Email
Compliance SOC 2, ISO 27001, 2FA SOC 2, ISO 27001, PCI DSS
Built for Mid-market, Enterprise Mid-market, Enterprise
Features Worklio 0/4 · Pinwheel 2/4
Payroll data access Not published ✓ (best)
Payroll processing Not published ✓ (best)
Pay calculation Not published Not published
Worker onboarding Not published Not published
Specs
Connection method Not published Both
Our review
Pros
  • Handles payroll across multiple clients and EINs with tax filing support
  • Combines benefits, self-service, onboarding, and time tracking
  • Offers REST APIs, webhooks, white-label UI, and branded mobile apps
  • Retrieves income, employment, historical paystubs, and payroll tax forms
  • Supports direct-deposit allocation updates with user permission
  • Link SDK, webhooks, and sandbox and development modes support integration
Cons
  • The $5 per-user monthly starting price is a module MSRP, not a packaged quote
  • Partners set their own prices, and setup, usage, or volume terms may apply
  • Published support channels list documentation, not 24/7 support
  • API access requires contacting Sales or a Client Success Manager
  • Production API calls are billable
  • Integration depends on supported payroll employers and platforms
Our verdict

Worklio provides cloud payroll and workforce-management infrastructure for PEOs, ASOs, payroll bureaus, staffing firms, and software partners. Its multi-tenant design supports payroll operations across clients and EINs, alongside HR…

Read the review →

Pinwheel provides payroll connectivity infrastructure for banks, fintechs, lenders, and other financial platforms. With a consumer’s permission, its APIs retrieve income, employment, current and historical paystub data, and payroll tax…

Read the review →
  1. WorklioPayroll APIs 7.7From $5/user/mo
  2. PinwheelPayroll APIs 6.6Pricing on request

Strengths and trade-offs

  • Worklio — where it wins

    • Handles payroll across multiple clients and EINs with tax filing support
    • Combines benefits, self-service, onboarding, and time tracking
    • Offers REST APIs, webhooks, white-label UI, and branded mobile apps

    Where it doesn't

    • The $5 per-user monthly starting price is a module MSRP, not a packaged quote
    • Partners set their own prices, and setup, usage, or volume terms may apply
    • Published support channels list documentation, not 24/7 support

  • Pinwheel — where it wins

    • Retrieves income, employment, historical paystubs, and payroll tax forms
    • Supports direct-deposit allocation updates with user permission
    • Link SDK, webhooks, and sandbox and development modes support integration

    Where it doesn't

    • API access requires contacting Sales or a Client Success Manager
    • Production API calls are billable
    • Integration depends on supported payroll employers and platforms
  • Worklio7.7/10 · From $5/user/mo

    A broad embedded payroll stack for providers that need multi-client and multi-EIN operations.

    Visit WorklioFull verdict →
  • Pinwheel6.6/10 · Pricing on request

    A payroll connectivity API for fintechs retrieving payroll data and updating direct deposits.

    Contact PinwheelFull verdict →

More comparisons

All payroll APIs comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update