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Head-to-head · Accounting & Finance Software

Wave vs BUSY

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Wave #6 in Accounting & Finance Software 8.7/10 Free plan Free plan✓ 0 of 3 features Visit Wave
BUSY #8 in Accounting & Finance Software 8.5/10 Free plan · 15-day trial Free planFree trial✓ 0 of 3 features Visit BUSY

Wave leads on 0 checks, BUSY on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreWave · 8.7/10
  • Free planboth
  • Free trialonly BUSY

Wave scores higher on our rubric for accounting & finance software: 8.7 against 8.5 out of 10; our editors rank them #6 and #8.

Wave is the better fit for freelancers wanting free invoicing and bookkeeping. BUSY is the better fit for indian businesses needing GST and inventory tools.

  • Wave fits best

    Freelancers wanting free invoicing and bookkeeping

  • BUSY fits best

    Indian businesses needing GST and inventory tools

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Wave 8.7/10 Visit ↗ BUSY 8.5/10 Visit ↗
At a glance
Editor score 8.7 8.5
Ranking #6 in Accounting & Finance Software #8 in Accounting & Finance Software
Best for Freelancers wanting free invoicing and bookkeeping Indian businesses needing GST and inventory tools
Pricing model Free plan + paid Free plan + paid
Starting price $190/yr ₹5,000/yr
Free plan ✓ ✓
Free trial — 15 days
Deployment Cloud, Mobile Cloud, Self-hosted, Desktop, Mobile
Platforms Web, iOS, Android Windows, iOS, Android
Integrations 1 integrations 3 integrations
Features Wave 0/3 · BUSY 0/3
Accounts payable Not checked yet Not checked yet
Accounts receivable Not checked yet Not checked yet
Bank reconciliation Not checked yet Not checked yet
Specs
Currencies supported Not checked yet Not checked yet
Accounting basis Not checked yet Not checked yet
Our review
Pros
  • Starter includes unlimited estimates, invoices, bills, and bookkeeping records.
  • Pro adds automatic transaction imports, categorization, and expense tracking.
  • Create and send invoices from web, iOS, and Android apps.
  • Free Express plan covers billing, accounting, inventory and financial statements
  • Standard adds GST accounting, batch inventory and production planning
  • Windows and mobile access, with multiple-company support
Cons
  • Automatic bank imports and expense tracking require the Pro plan.
  • Online payments are optional and involve transaction fees.
  • The listed integration is limited to Plaid.
  • GST is charged separately from listed plan prices
  • Stated integrations are limited to WhatsApp and app stores
  • Feature availability and pricing differ across perpetual and 360-day plans
Our verdict

Wave brings invoicing, payment tracking, and bookkeeping together for small business owners, including freelancers and contractors. Its Starter plan is free and includes unlimited estimates, invoices, bills, and bookkeeping records, plus…

Read the review →

BUSY is accounting and GST billing software from BUSY Infotech for small and medium-sized businesses in India. It brings invoicing, financial accounting, GST compliance, inventory, receivables, payables and reporting into one product.…

Read the review →
  1. WaveAccounting & Finance Software 8.7Free plan
  2. BUSYAccounting & Finance Software 8.5Free plan · 15-day trial

Strengths and trade-offs

  • Wave — where it wins

    • Starter includes unlimited estimates, invoices, bills, and bookkeeping records.
    • Pro adds automatic transaction imports, categorization, and expense tracking.
    • Create and send invoices from web, iOS, and Android apps.

    Where it doesn't

    • Automatic bank imports and expense tracking require the Pro plan.
    • Online payments are optional and involve transaction fees.
    • The listed integration is limited to Plaid.

  • BUSY — where it wins

    • Free Express plan covers billing, accounting, inventory and financial statements
    • Standard adds GST accounting, batch inventory and production planning
    • Windows and mobile access, with multiple-company support

    Where it doesn't

    • GST is charged separately from listed plan prices
    • Stated integrations are limited to WhatsApp and app stores
    • Feature availability and pricing differ across perpetual and 360-day plans
  • Wave8.7/10 · Free plan

    Free invoicing and bookkeeping with paid automation for freelancers and small businesses.

    Visit WaveFull verdict →
  • BUSY8.5/10 · Free plan · 15-day trial

    BUSY combines GST accounting, inventory and production tools, with free and paid editions.

    Visit BUSYFull verdict →

More comparisons

All accounting & finance software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update