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Head-to-head · Bill Splitting Apps

Splitwise vs Splitser

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Splitwise #1 in Bill Splitting Apps 8.8/10 Free plan Free plan✓ 0 of 2 features Visit Splitwise
Splitser #8 in Bill Splitting Apps 7.5/10 Free plan Free plan✓ 2 of 2 features Visit Splitser

Splitwise leads on 0 checks, Splitser on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSplitwise · 8.8/10
  • Free planboth
  • Most featuresSplitser · 2 of 2

Splitwise scores higher on our rubric for bill splitting apps: 8.8 against 7.5 out of 10; our editors rank them #1 and #8.

Splitwise is the better fit for established all-purpose group expense splitting. Splitser is the better fit for large groups needing payments and exports.

  • Splitwise fits best

    Established all-purpose group expense splitting

  • Splitser fits best

    Large groups needing payments and exports

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Side by side

Feature Splitwise 8.8/10 Visit ↗ Splitser 7.5/10 Visit ↗
At a glance
Editor score 8.8 7.5
Ranking #1 in Bill Splitting Apps #8 in Bill Splitting Apps
Best for Established all-purpose group expense splitting Large groups needing payments and exports
Pricing model Free plan + paid Free
Starting price — Free plan
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Email, Docs Email, Docs
Integrations 4 integrations 2 integrations
Built for Solo, Small business Solo, Small business
Features Splitwise 0/2 · Splitser 2/2
Multiple currencies Not checked yet ✓ (best)
Recurring expenses Not checked yet ✓ (best)
Specs
Max group members Not checked yet 150 members
Expense entry methods Not checked yet Manual + receipt
Settlement methods Not checked yet iDEAL | Wero, Bancontact
Supported platforms Not checked yet web, ios, android
Our review
Pros
  • Supports equal, unequal, percentage, and share-based splits
  • Tracks recurring expenses, receipts, currencies, balances, and spending charts
  • Runs on web, iOS, Android, and API with several payment integrations
  • Supports lists with up to 150 members across group types
  • Handles 150+ currencies, conversion, recurring expenses and receipt photos
  • Minimizes mutual payments and generates settlement PDFs
Cons
  • Does not support international transfers
  • Splitwise Pay is limited to eligible U.S. residents and requires approval
  • Pro pricing varies by country, taxes, promotions, and subscription date
  • Direct payment methods are limited to iDEAL | Wero and Bancontact
  • Group lists have a stated maximum of 150 members
  • Its focus is shared expenses rather than broader accounting workflows
Our verdict

Splitwise is an expense-sharing app for friends, families, roommates, and travel groups. It records shared expenses, calculates balances, handles equal or uneven splits, tracks informal debts, simplifies repayments, and supports settlement…

Read the review →

Splitser is a web, iOS and Android app for tracking and settling shared expenses. It supports trips, households, events, roommate arrangements, colleague groups and other shared-cost situations. Users can create lists, record expenses,…

Read the review →
  1. SplitwiseBill Splitting Apps 8.8Free plan
  2. SplitserBill Splitting Apps 7.5Free plan

Strengths and trade-offs

  • Splitwise — where it wins

    • Supports equal, unequal, percentage, and share-based splits
    • Tracks recurring expenses, receipts, currencies, balances, and spending charts
    • Runs on web, iOS, Android, and API with several payment integrations

    Where it doesn't

    • Does not support international transfers
    • Splitwise Pay is limited to eligible U.S. residents and requires approval
    • Pro pricing varies by country, taxes, promotions, and subscription date

  • Splitser — where it wins

    • Supports lists with up to 150 members across group types
    • Handles 150+ currencies, conversion, recurring expenses and receipt photos
    • Minimizes mutual payments and generates settlement PDFs

    Where it doesn't

    • Direct payment methods are limited to iDEAL | Wero and Bancontact
    • Group lists have a stated maximum of 150 members
    • Its focus is shared expenses rather than broader accounting workflows

More comparisons

All bill splitting apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update