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Head-to-head · Bill Splitting Apps

Splitwise vs SplitBank

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Splitwise #1 in Bill Splitting Apps 8.8/10 Free plan Free plan✓ 0 of 2 features Visit Splitwise
SplitBank #4 in Bill Splitting Apps 7.8/10 Free plan Free plan✓ 2 of 2 features Visit SplitBank

Splitwise leads on 0 checks, SplitBank on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSplitwise · 8.8/10
  • Free planboth
  • Most featuresSplitBank · 2 of 2

Splitwise scores higher on our rubric for bill splitting apps: 8.8 against 7.8 out of 10; our editors rank them #1 and #4.

Splitwise is the better fit for established all-purpose group expense splitting. SplitBank is the better fit for free web splitting with deep settlement tools.

  • Splitwise fits best

    Established all-purpose group expense splitting

  • SplitBank fits best

    Free web splitting with deep settlement tools

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Side by side

Feature Splitwise 8.8/10 Visit ↗ SplitBank 7.8/10 Visit ↗
At a glance
Editor score 8.8 7.8
Ranking #1 in Bill Splitting Apps #4 in Bill Splitting Apps
Best for Established all-purpose group expense splitting Free web splitting with deep settlement tools
Pricing model Free plan + paid Free
Starting price — Free
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud
Platforms Web, iOS, Android Web
Support Email, Docs Email
Integrations 4 integrations 4 integrations
Built for Solo, Small business Solo, Small business
Features Splitwise 0/2 · SplitBank 2/2
Multiple currencies Not checked yet ✓ (best)
Recurring expenses Not checked yet ✓ (best)
Specs
Max group members Not checked yet Not checked yet
Expense entry methods Not checked yet Manual + receipt
Settlement methods Not checked yet Venmo, Cash App, PayPal, Zelle, cash
Supported platforms Not checked yet web
Our review
Pros
  • Supports equal, unequal, percentage, and share-based splits
  • Tracks recurring expenses, receipts, currencies, balances, and spending charts
  • Runs on web, iOS, Android, and API with several payment integrations
  • Flexible equal, exact, percentage, shares and adjustment splits
  • Receipt itemization, statement imports and recurring expense schedules
  • Settlement links for Venmo, Cash App, PayPal and Zelle
Cons
  • Does not support international transfers
  • Splitwise Pay is limited to eligible U.S. residents and requires approval
  • Pro pricing varies by country, taxes, promotions, and subscription date
  • Web-only access limits use to a browser
  • Balances use a primary currency rather than separate currency ledgers
  • Support is provided through email
Our verdict

Splitwise is an expense-sharing app for friends, families, roommates, and travel groups. It records shared expenses, calculates balances, handles equal or uneven splits, tracks informal debts, simplifies repayments, and supports settlement…

Read the review →

SplitBank is a browser-based expense-sharing app for roommates, couples, trips and friends. Users can create groups or friend-to-friend balances, record expenses, and divide them equally, by exact amounts, percentages, shares or…

Read the review →
  1. SplitwiseBill Splitting Apps 8.8Free plan
  2. SplitBankBill Splitting Apps 7.8Free plan

Strengths and trade-offs

  • Splitwise — where it wins

    • Supports equal, unequal, percentage, and share-based splits
    • Tracks recurring expenses, receipts, currencies, balances, and spending charts
    • Runs on web, iOS, Android, and API with several payment integrations

    Where it doesn't

    • Does not support international transfers
    • Splitwise Pay is limited to eligible U.S. residents and requires approval
    • Pro pricing varies by country, taxes, promotions, and subscription date

  • SplitBank — where it wins

    • Flexible equal, exact, percentage, shares and adjustment splits
    • Receipt itemization, statement imports and recurring expense schedules
    • Settlement links for Venmo, Cash App, PayPal and Zelle

    Where it doesn't

    • Web-only access limits use to a browser
    • Balances use a primary currency rather than separate currency ledgers
    • Support is provided through email

More comparisons

All bill splitting apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update