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Head-to-head · Neobank Apps

Revolut Business vs Rakuten Bank

  • Updated Nov 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Revolut Business #4 in Neobank Apps 8.9/10 Paid ✓ 1 of 3 features Try Revolut Business
Rakuten Bank #7 in Neobank Apps 8.5/10 Free plan Free plan✓ 2 of 3 features Visit Rakuten Bank

Revolut Business leads on 0 checks, Rakuten Bank on 1, and 2 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreRevolut Business · 8.9/10
  • Free planonly Rakuten Bank
  • Most featuresRakuten Bank · 2 of 3

Revolut Business scores higher on our rubric for neobank apps: 8.9 against 8.5 out of 10; our editors rank them #4 and #7.

Rakuten Bank offers free plan; Revolut Business doesn't.

Revolut Business is the better fit for businesses managing multi-currency spending. Rakuten Bank is the better fit for japan-based users seeking yen and foreign-currency banking.

  • Revolut Business fits best

    Businesses managing multi-currency spending

  • Rakuten Bank fits best

    Japan-based users seeking yen and foreign-currency banking

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Revolut Business 8.9/10 Visit ↗ Rakuten Bank 8.5/10 Visit ↗
At a glance
Editor score 8.9 8.5
Ranking #4 in Neobank Apps #7 in Neobank Apps
Best for Businesses managing multi-currency spending Japan-based users seeking yen and foreign-currency banking
Pricing model Paid Free
Starting price — Free plan
Free plan — ✓ (best)
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Live chat, Docs · 24/7 Live chat
Integrations 20 integrations 2 integrations
Built for Small business, Mid-market, Enterprise Solo, Small business
Features Revolut Business 1/3 · Rakuten Bank 2/3
Early pay access Not checked yet Not checked yet
Cash deposit support Not checked yet ✓ (best)
International transfers ✓ ✓
Specs
Account scope Not checked yet Both
Savings yield Not checked yet 0.50% annual before tax for ordinary deposits (as of 2026-11-02); higher rates may require eligibility or linked services
Supported currencies Not checked yet Not checked yet
Our review
Pros
  • Holds, sends, and receives money in multiple currencies
  • Combines corporate cards with spending limits, approvals, and receipt matching
  • Supports bulk transfers to up to 1,000 recipients
  • Personal yen accounts support domestic and scheduled transfers.
  • Offers foreign-currency deposits and international remittances for eligible holders.
  • Integrates with Rakuten Securities and Rakuten Card.
Cons
  • There is no free plan
  • Exchange and transfer allowances vary by plan
  • Pricing and feature availability vary by country
  • Transaction fees may apply even though standard account maintenance is free.
  • International remittances are limited to eligible personal-account holders.
  • Account eligibility and service availability may depend on residency and other conditions.
Our verdict

Revolut Business is a finance platform for incorporated startups, small businesses, growing companies, and enterprises. Its core use case is managing business money across currencies, with accounts for holding, sending, and receiving funds…

Read the review →

Rakuten Bank is a Japanese online bank for individuals who want everyday yen banking alongside access to foreign-currency deposits and international remittances. Its web, iOS, and Android options cover account activity, including balance…

Read the review →
  1. Revolut BusinessNeobank Apps 8.9Paid
  2. Rakuten BankNeobank Apps 8.5Free plan

Strengths and trade-offs

  • Revolut Business — where it wins

    • Holds, sends, and receives money in multiple currencies
    • Combines corporate cards with spending limits, approvals, and receipt matching
    • Supports bulk transfers to up to 1,000 recipients

    Where it doesn't

    • There is no free plan
    • Exchange and transfer allowances vary by plan
    • Pricing and feature availability vary by country

  • Rakuten Bank — where it wins

    • Personal yen accounts support domestic and scheduled transfers.
    • Offers foreign-currency deposits and international remittances for eligible holders.
    • Integrates with Rakuten Securities and Rakuten Card.

    Where it doesn't

    • Transaction fees may apply even though standard account maintenance is free.
    • International remittances are limited to eligible personal-account holders.
    • Account eligibility and service availability may depend on residency and other conditions.

Revolut Business vs Rakuten Bank: questions

Which is better for neobank apps, Revolut Business or Rakuten Bank?

Revolut Business scores higher on our rubric for neobank apps: 8.9 against 8.5 out of 10; our editors rank them #4 and #7.

How do Revolut Business and Rakuten Bank compare?

Of the 3 checks we put side by side, Revolut Business leads on none, Rakuten Bank on 1, and 2 are level. Free plan only on Rakuten Bank.

Do Revolut Business and Rakuten Bank have a free plan?

Revolut Business: No. Rakuten Bank: Yes.

More comparisons

All neobank apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update