Monzo vs Revolut Business

Monzo9.1Visit RBRevolut Business8.9Visit

Higher score Monzo #3 in Neobank Apps 9.1/10 Free plan Free plan✓ 1 of 3 features Visit Monzo

vs

RB Revolut Business #4 in Neobank Apps 8.9/10 Paid ✓ 1 of 3 features Try Revolut Business

• Monzo fits best

  UK users seeking budgeting and card controls

• Revolut Business fits best

  Businesses managing multi-currency spending

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Side by side

Feature	Monzo 9.1/10 Visit ↗	RBRevolut Business 8.9/10 Visit ↗
At a glance
Editor score	9.1	8.9
Ranking	#3 in Neobank Apps	#4 in Neobank Apps
Best for	UK users seeking budgeting and card controls	Businesses managing multi-currency spending
Pricing model	Free plan + paid	Paid
Starting price	£3/mo	—
Free plan	✓ (best)	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Live chat, Email, Phone, Docs · 24/7	Live chat, Docs · 24/7
Integrations	4 integrations	20 integrations
Built for	Solo, Small business, Mid-market	Small business, Mid-market, Enterprise
Features Monzo 1/3 · Revolut Business 1/3
Early pay access	Not checked yet	Not checked yet
Cash deposit support	Not checked yet	Not checked yet
International transfers	✓	✓
Specs
Account scope	Not checked yet	Not checked yet
Savings yield	Not checked yet	Not checked yet
Supported currencies	Not checked yet	Not checked yet
Our review
Pros	Pots, spending categories and instant notifications support day-to-day budgeting. Card freeze, biometric login and mobile wallet support add practical controls. Free and paid plans span current-account basics, virtual cards and insurance benefits.	Holds, sends, and receives money in multiple currencies Combines corporate cards with spending limits, approvals, and receipt matching Supports bulk transfers to up to 1,000 recipients
Cons	Personal accounts are available only to UK residents. Virtual cards and advanced budgeting tools require the Extra plan. Insurance benefits are reserved for the £19-per-month Max plan.	There is no free plan Exchange and transfer allowances vary by plan Pricing and feature availability vary by country
Our verdict	Monzo is a UK digital bank for people who want a personal current account managed primarily through a mobile app. Its free account combines a UK current account with Pots for organising money, spending categories, instant notifications, UK… Read the review →	Revolut Business is a finance platform for incorporated startups, small businesses, growing companies, and enterprises. Its core use case is managing business money across currencies, with accounts for holding, sending, and receiving funds… Read the review →

Strengths and trade-offs

• Monzo — where it wins

  • Pots, spending categories and instant notifications support day-to-day budgeting.
  • Card freeze, biometric login and mobile wallet support add practical controls.
  • Free and paid plans span current-account basics, virtual cards and insurance benefits.

  Where it doesn't

  • Personal accounts are available only to UK residents.
  • Virtual cards and advanced budgeting tools require the Extra plan.
  • Insurance benefits are reserved for the £19-per-month Max plan.

• Revolut Business — where it wins

  • Holds, sends, and receives money in multiple currencies
  • Combines corporate cards with spending limits, approvals, and receipt matching
  • Supports bulk transfers to up to 1,000 recipients

  Where it doesn't

  • There is no free plan
  • Exchange and transfer allowances vary by plan
  • Pricing and feature availability vary by country

• Monzo9.1/10 · Free plan

  A free UK current account with budgeting tools, card controls and paid feature tiers.

  Visit MonzoFull verdict →
• RBRevolut Business8.9/10 · Paid

  A business account for managing international money movement, cards, and expenses across teams.

  Try Revolut BusinessFull verdict →