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Head-to-head · Payment Software

Rapyd vs Paytm Payment Gateway

  • Updated Oct 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Rapyd #6 in Payment Software 8.9/10 Pricing on request ✓ 1 of 1 features Visit Rapyd
Paytm Payment Gateway #8 in Payment Software 8.7/10 Paid ✓ 0 of 1 features Visit Paytm

Rapyd leads on 0 checks, Paytm Payment Gateway on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreRapyd · 8.9/10
  • Most featuresRapyd · 1 of 1

Rapyd scores higher on our rubric for payment software: 8.9 against 8.7 out of 10; our editors rank them #6 and #8.

Rapyd is the better fit for multi-currency payments and global payouts. Paytm Payment Gateway is the better fit for indian merchants with web, app or marketplace payments.

  • Rapyd fits best

    Multi-currency payments and global payouts

  • Paytm Payment Gateway fits best

    Indian merchants with web, app or marketplace payments

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Side by side

Feature Rapyd 8.9/10 Visit ↗ Paytm Payment Gateway 8.7/10 Visit ↗
At a glance
Editor score 8.9 8.7
Ranking #6 in Payment Software #8 in Payment Software
Best for Multi-currency payments and global payouts Indian merchants with web, app or marketplace payments
Pricing model Paid Paid
Starting price Pricing on request —
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 5 integrations 9 integrations
Features Rapyd 1/1 · Paytm Payment Gateway 0/1
Recurring billing ✓ (best) Not checked yet
Specs
Payment methods Cards, bank transfers, digital wallets, cash, real-time payment networks, stablecoins Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers
Transaction fee Not checked yet Not checked yet
Payout schedule Custom Not checked yet
Supported currencies Not checked yet Not checked yet
Supported platforms Not checked yet Not checked yet
Our review
Pros
  • Accepts cards and local payment methods online and in person
  • Supports recurring payments, payment links and hosted checkout
  • Pays out to bank accounts, cards, wallets and cash networks
  • Accepts cards, UPI, wallets, Postpaid, EMI and net banking
  • Offers recurring payments, UPI Autopay and international collection
  • Includes checkout APIs, mobile SDKs, plugins and split settlements
Cons
  • Pricing is region-specific, with some acquiring fees requiring a quote
  • Supported products and payment methods vary by country
  • Broad infrastructure may be more than a single-channel merchant needs
  • Transaction-based fees can vary by payment method
  • Enterprise pricing is customized to business requirements
  • Integration options may require technical implementation
Our verdict

Rapyd provides payment-processing and fintech infrastructure for ecommerce businesses, marketplaces, technology companies, financial institutions and other merchants. Its scope reaches beyond checkout: businesses can accept online and…

Read the review →

Paytm Payment Gateway helps businesses accept digital payments through websites and mobile applications. Its stated audiences include e-commerce companies, local vendors, freelancers and educational institutions. Payment methods include…

Read the review →
  1. RapydPayment Software 8.9Pricing on request
  2. Paytm Payment GatewayPayment Software 8.7Paid

Strengths and trade-offs

  • Rapyd — where it wins

    • Accepts cards and local payment methods online and in person
    • Supports recurring payments, payment links and hosted checkout
    • Pays out to bank accounts, cards, wallets and cash networks

    Where it doesn't

    • Pricing is region-specific, with some acquiring fees requiring a quote
    • Supported products and payment methods vary by country
    • Broad infrastructure may be more than a single-channel merchant needs
  • Paytm Payment Gateway — where it wins

    • Accepts cards, UPI, wallets, Postpaid, EMI and net banking
    • Offers recurring payments, UPI Autopay and international collection
    • Includes checkout APIs, mobile SDKs, plugins and split settlements

    Where it doesn't

    • Transaction-based fees can vary by payment method
    • Enterprise pricing is customized to business requirements
    • Integration options may require technical implementation
  • Rapyd8.9/10 · Pricing on request

    A broad payments platform for businesses collecting, converting and paying out across currencies.

    Visit RapydFull verdict →
  • Paytm Payment Gateway8.7/10 · Paid

    A broad payment gateway for merchants selling in India and internationally.

    Visit PaytmFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update