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Head-to-head · Payment Software

Checkout.com vs Paytm Payment Gateway

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Checkout.com #2 in Payment Software 9.3/10 Pricing on request ✓ 0 of 1 features Visit Checkout.com
Paytm Payment Gateway #8 in Payment Software 8.7/10 Paid ✓ 0 of 1 features Visit Paytm

Checkout.com leads on 0 checks, Paytm Payment Gateway on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreCheckout.com · 9.3/10

Checkout.com scores higher on our rubric for payment software: 9.3 against 8.7 out of 10; our editors rank them #2 and #8.

Checkout.com is the better fit for large enterprises needing global acquiring. Paytm Payment Gateway is the better fit for indian merchants with web, app or marketplace payments.

  • Checkout.com fits best

    Large enterprises needing global acquiring

  • Paytm Payment Gateway fits best

    Indian merchants with web, app or marketplace payments

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Side by side

Feature Checkout.com 9.3/10 Visit ↗ Paytm Payment Gateway 8.7/10 Visit ↗
At a glance
Editor score 9.3 8.7
Ranking #2 in Payment Software #8 in Payment Software
Best for Large enterprises needing global acquiring Indian merchants with web, app or marketplace payments
Pricing model Paid Paid
Starting price Pricing on request —
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 5 integrations 9 integrations
Features Checkout.com 0/1 · Paytm Payment Gateway 0/1
Recurring billing Not checked yet Not checked yet
Specs
Payment methods major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers
Transaction fee Not checked yet Not checked yet
Payout schedule Not checked yet Not checked yet
Supported currencies Not checked yet Not checked yet
Supported platforms Not checked yet Not checked yet
Our review
Pros
  • Domestic and international acquiring with broad payment-method coverage
  • Marketplace onboarding, split payments, commissions, and payouts
  • Unified API plus fraud controls, reporting, and reconciliation tools
  • Accepts cards, UPI, wallets, Postpaid, EMI and net banking
  • Offers recurring payments, UPI Autopay and international collection
  • Includes checkout APIs, mobile SDKs, plugins and split settlements
Cons
  • Pricing requires contacting sales rather than selecting a published plan
  • Products and features may vary by country
  • No free plan for organizations seeking a no-cost tier
  • Transaction-based fees can vary by payment method
  • Enterprise pricing is customized to business requirements
  • Integration options may require technical implementation
Our verdict

Checkout.com is a payment services platform for businesses that accept and move money online. It combines gateway services, payment processing, domestic and international acquiring, fraud detection, authentication, reporting,…

Read the review →

Paytm Payment Gateway helps businesses accept digital payments through websites and mobile applications. Its stated audiences include e-commerce companies, local vendors, freelancers and educational institutions. Payment methods include…

Read the review →
  1. Checkout.comPayment Software 9.3Pricing on request
  2. Paytm Payment GatewayPayment Software 8.7Paid

Strengths and trade-offs

  • Checkout.com — where it wins

    • Domestic and international acquiring with broad payment-method coverage
    • Marketplace onboarding, split payments, commissions, and payouts
    • Unified API plus fraud controls, reporting, and reconciliation tools

    Where it doesn't

    • Pricing requires contacting sales rather than selecting a published plan
    • Products and features may vary by country
    • No free plan for organizations seeking a no-cost tier

  • Paytm Payment Gateway — where it wins

    • Accepts cards, UPI, wallets, Postpaid, EMI and net banking
    • Offers recurring payments, UPI Autopay and international collection
    • Includes checkout APIs, mobile SDKs, plugins and split settlements

    Where it doesn't

    • Transaction-based fees can vary by payment method
    • Enterprise pricing is customized to business requirements
    • Integration options may require technical implementation
  • Checkout.com9.3/10 · Pricing on request

    Enterprise payment infrastructure for global acquiring, marketplaces, subscriptions, and fraud control.

    Visit Checkout.comFull verdict →
  • Paytm Payment Gateway8.7/10 · Paid

    A broad payment gateway for merchants selling in India and internationally.

    Visit PaytmFull verdict →

More comparisons

All payment software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update