Quicken vs YNAB

Quicken9.3Visit YNAB8.8Visit

Higher score Quicken #1 in Personal Finance Software 9.3/10 Paid ✓ 4 of 4 features Visit Quicken

vs

YNAB #5 in Personal Finance Software 8.8/10 34-day trial Free trial✓ 4 of 4 features Visit YNAB

• Quicken fits best

  Mature all-around personal finance management

• YNAB fits best

  Structured zero-based budgeting

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Side by side

Feature	Quicken 9.3/10 Visit ↗	YNAB 8.8/10 Visit ↗
At a glance
Editor score	9.3	8.8
Ranking	#1 in Personal Finance Software	#5 in Personal Finance Software
Best for	Mature all-around personal finance management	Structured zero-based budgeting
Pricing model	Paid	Paid
Starting price	$6.99/mo (best)	$9.08/user/mo
Free plan	—	—
Free trial	—	34 days
Deployment	Cloud, Desktop, Mobile	Cloud, Mobile
Platforms	Web, Windows, macOS, iOS, Android	Web, iOS, Android
Integrations	2 integrations	2 integrations
Features Quicken 4/4 · YNAB 4/4
Budgeting tools	✓	✓
Bill tracking	✓	✓
Net-worth tracking	✓	✓
Report export	✓	✓
Specs
Account sync	Both	Both
Mobile apps	Both	Both
Our review
Pros	Covers budgets, bills, net worth, investments, and tax reports Supports web, Windows, macOS, iOS, and Android access Offers automatic account updates plus manual entry and QFX import	Category-based spending plans with goals and target tracking Automatic bank imports plus manual transaction entry Reports, exports, and synchronization across web and mobile apps
Cons	No free plan is available Features and availability vary by product and platform Designed for use in the U.S. and Canada	No permanent free plan Annual pricing requires annual billing Bank connections depend on Plaid
Our verdict	Quicken is personal finance software for individuals, couples, households, freelancers, and small-business owners. It brings together category-based budgets, spending categorization, connected-account updates, bill reminders, investment… Read the review →	YNAB is personal finance software for individuals and households that want to assign available money to spending categories and follow a structured zero-based budget. It combines spending plans with automatic bank transaction imports,… Read the review →

Strengths and trade-offs

• Quicken — where it wins

  • Covers budgets, bills, net worth, investments, and tax reports
  • Supports web, Windows, macOS, iOS, and Android access
  • Offers automatic account updates plus manual entry and QFX import

  Where it doesn't

  • No free plan is available
  • Features and availability vary by product and platform
  • Designed for use in the U.S. and Canada

• YNAB — where it wins

  • Category-based spending plans with goals and target tracking
  • Automatic bank imports plus manual transaction entry
  • Reports, exports, and synchronization across web and mobile apps

  Where it doesn't

  • No permanent free plan
  • Annual pricing requires annual billing
  • Bank connections depend on Plaid

• Quicken9.3/10 · Paid

  A mature all-around finance suite with broad tracking, reporting, and account-update tools.

  Visit QuickenFull verdict →
• YNAB8.8/10 · 34-day trial

  A paid budgeting app for structured spending plans, goals, debt, and account syncing.

  Visit YNABFull verdict →