Quicken vs SoFi

Quicken9.3Visit SoFi9.2Visit

Higher score Quicken #1 in Personal Finance Software 9.3/10 Paid ✓ 4 of 4 features Visit Quicken

vs

SoFi #2 in Personal Finance Software 9.2/10 Free plan Free plan✓ 4 of 4 features Visit SoFi

• Quicken fits best

  Mature all-around personal finance management

• SoFi fits best

  Users wanting free guidance and credit tools

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Side by side

Feature	Quicken 9.3/10 Visit ↗	SoFi 9.2/10 Visit ↗
At a glance
Editor score	9.3	9.2
Ranking	#1 in Personal Finance Software	#2 in Personal Finance Software
Best for	Mature all-around personal finance management	Users wanting free guidance and credit tools
Pricing model	Paid	Free plan + paid
Starting price	$6.99/mo	—
Free plan	—	✓ (best)
Free trial	—	—
Deployment	Cloud, Desktop, Mobile	Cloud, Mobile
Platforms	Web, Windows, macOS, iOS, Android	Web, iOS, Android
Integrations	2 integrations	8 integrations
Features Quicken 4/4 · SoFi 4/4
Budgeting tools	✓	✓
Bill tracking	✓	✓
Net-worth tracking	✓	✓
Report export	✓	✓
Specs
Account sync	Both	Both
Mobile apps	Both	Both
Our review
Pros	Covers budgets, bills, net worth, investments, and tax reports Supports web, Windows, macOS, iOS, and Android access Offers automatic account updates plus manual entry and QFX import	Combines budgeting, bills, debt, investments, and net-worth tracking Supports web, iOS, and Android with account linking and CSV export Adds credit monitoring and AI chat-based financial guidance
Cons	No free plan is available Features and availability vary by product and platform Designed for use in the U.S. and Canada	SoFi Coach access requires membership in another SoFi financial service SoFi Plus costs $10 per month or $120 per year Primarily fits solo and small-scale personal finance needs
Our verdict	Quicken is personal finance software for individuals, couples, households, freelancers, and small-business owners. It brings together category-based budgets, spending categorization, connected-account updates, bill reminders, investment… Read the review →	SoFi is a digital financial-services platform with web, iOS, and Android access to banking, investing, borrowing, and personal-finance tools. Its SoFi Coach and Relay features cover budget planning, monthly spending targets, account… Read the review →

Strengths and trade-offs

• Quicken — where it wins

  • Covers budgets, bills, net worth, investments, and tax reports
  • Supports web, Windows, macOS, iOS, and Android access
  • Offers automatic account updates plus manual entry and QFX import

  Where it doesn't

  • No free plan is available
  • Features and availability vary by product and platform
  • Designed for use in the U.S. and Canada

• SoFi — where it wins

  • Combines budgeting, bills, debt, investments, and net-worth tracking
  • Supports web, iOS, and Android with account linking and CSV export
  • Adds credit monitoring and AI chat-based financial guidance

  Where it doesn't

  • SoFi Coach access requires membership in another SoFi financial service
  • SoFi Plus costs $10 per month or $120 per year
  • Primarily fits solo and small-scale personal finance needs

• Quicken9.3/10 · Paid

  A mature all-around finance suite with broad tracking, reporting, and account-update tools.

  Visit QuickenFull verdict →
• SoFi9.2/10 · Free plan

  A broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.

  Visit SoFiFull verdict →