PocketSmith vs Banktivity

PocketSmith8.6Visit Banktivity3.7Visit

Higher score PocketSmith #7 in Personal Finance Software 8.6/10 Free plan Free plan✓ 4 of 4 features Visit PocketSmith

vs

Banktivity #55 in Personal Finance Software 3.7/10 30-day trial Free trial✓ 4 of 4 features Visit Banktivity

• PocketSmith fits best

  Forecasting-focused personal finance

• Banktivity fits best

  Apple-focused finance and investing

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature	PocketSmith 8.6/10 Visit ↗	Banktivity 3.7/10 Visit ↗
At a glance
Editor score	8.6	3.7
Ranking	#7 in Personal Finance Software	#55 in Personal Finance Software
Best for	Forecasting-focused personal finance	Apple-focused finance and investing
Pricing model	Free plan + paid	Paid
Starting price	$9.99/mo	—
Free plan	✓ (best)	—
Free trial	—	30 days
Deployment	Cloud, Desktop, Mobile	Desktop, Mobile
Platforms	Web, Windows, macOS, Linux, iOS, Android	macOS, iOS
Integrations	1 integrations	6 integrations
Features PocketSmith 4/4 · Banktivity 4/4
Budgeting tools	✓	✓
Bill tracking	✓	✓
Net-worth tracking	✓	✓
Report export	✓	✓
Specs
Account sync	Both	Both
Mobile apps	Both	Ios
Our review
Pros	Projects future balances across periods from 6 months to 60 years Supports flexible budgets, bill scheduling, and net-worth tracking Available on web, desktop, mobile, API, and multiple operating systems	Combines category and envelope budgeting with bill reminders Tracks investments, net worth, goals, and retirement planning Supports encrypted Apple-device sync and multiple export formats
Cons	The Free plan is limited to 2 accounts and 2 dashboards Only Sharesight is listed as a named integration Longer projections and expanded bank connections require paid tiers	Runs only on macOS and iOS No free plan is available Annual pricing starts at $59.99
Our verdict	PocketSmith is personal finance software for individuals and households that want more than transaction tracking. It combines automatic bank feeds and manual bank-file imports with flexible budgets, calendar scheduling for upcoming bills,… Read the review →	Banktivity is personal finance software for individuals and families using Apple devices. It brings budgeting, bill scheduling, account tracking, investment portfolio management, net-worth reporting, financial goals, and retirement… Read the review →

Strengths and trade-offs

• PocketSmith — where it wins

  • Projects future balances across periods from 6 months to 60 years
  • Supports flexible budgets, bill scheduling, and net-worth tracking
  • Available on web, desktop, mobile, API, and multiple operating systems

  Where it doesn't

  • The Free plan is limited to 2 accounts and 2 dashboards
  • Only Sharesight is listed as a named integration
  • Longer projections and expanded bank connections require paid tiers

• Banktivity — where it wins

  • Combines category and envelope budgeting with bill reminders
  • Tracks investments, net worth, goals, and retirement planning
  • Supports encrypted Apple-device sync and multiple export formats

  Where it doesn't

  • Runs only on macOS and iOS
  • No free plan is available
  • Annual pricing starts at $59.99

• PocketSmith8.6/10 · Free plan

  A forecasting-focused finance tool with flexible budgets, projections, and broad platform coverage.

  Visit PocketSmithFull verdict →
• Banktivity3.7/10 · 30-day trial

  A deep personal finance tool for Apple users who want budgeting, investing, and planning.

  Visit BanktivityFull verdict →