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Head-to-head · Google Workspace for Finance Software

Pigment vs Wave

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Pigment #3 in Google Workspace for Finance Software 8.7/10 Pricing on request ✓ 0 of 5 features Visit Pigment
Wave #5 in Google Workspace for Finance Software 8.0/10 Free plan Free plan✓ 0 of 5 features Visit Wave

Pigment leads on 0 checks, Wave on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePigment · 8.7/10
  • Free planonly Wave

Pigment scores higher on our rubric for google workspace for finance software: 8.7 against 8.0 out of 10; our editors rank them #3 and #5.

Pigment is the better fit for mid-market and enterprise FP&A teams. Wave is the better fit for small businesses needing broad accounting.

  • Pigment fits best

    Mid-market and enterprise FP&A teams

  • Wave fits best

    Small businesses needing broad accounting

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Pigment 8.7/10 Visit ↗ Wave 8.0/10 Visit ↗
At a glance
Editor score 8.7 8.0
Ranking #3 in Google Workspace for Finance Software #5 in Google Workspace for Finance Software
Best for Mid-market and enterprise FP&A teams Small businesses needing broad accounting
Pricing model Paid Free plan + paid
Starting price Pricing on request $190/yr
Free plan Not checked yet ✓ (best)
Free trial — —
Deployment Cloud Cloud, Mobile
Platforms Web Web, iOS, Android
Integrations 30+ integrations 1 integrations
Features Pigment 0/5 · Wave 0/5
Bank-feed sync Not checked yet Not checked yet
Approval workflows Not checked yet Not checked yet
Automation rules Not checked yet Not checked yet
API access Not checked yet Not checked yet
Audit trail Not checked yet Not checked yet
Specs
Finance function Not checked yet Not checked yet
Accounting integrations Not checked yet Not checked yet
Our review
Pros
  • Combines budgets, forecasts, scenarios and variance analysis in one platform
  • Supports workforce planning and multi-entity, multi-currency consolidation
  • Connects to finance, HR, data and BI systems through integrations and APIs
  • Starter includes unlimited invoices, estimates, bills, and bookkeeping records.
  • Pro adds automatic bank imports, transaction categorization, and expense tracking.
  • Create and send invoices from web, iOS, and Android apps.
Cons
  • Pricing is handled through sales rather than public recurring plans
  • Its broad planning scope may exceed the needs of teams seeking a narrow tool
  • Cloud deployment may not suit teams requiring another deployment model
  • Online payments are optional and carry transaction fees.
  • Pro costs $19 monthly, or $190 with annual billing.
  • Its listed integration is Plaid, limiting its appeal for broad ecosystem fit.
Our verdict

Pigment brings budgeting, forecasting, scenario analysis, workforce planning and financial consolidation into a cloud business planning platform. It is aimed at finance teams as well as HR, sales, supply chain and operations groups, with…

Read the review →

Wave brings invoicing, payments, and bookkeeping together for small businesses, including freelancers and contractors. Its free Starter plan covers unlimited estimates, invoices, bills, and bookkeeping records, along with a cash-flow and…

Read the review →
  1. PigmentGoogle Workspace for Finance Software 8.7Pricing on request
  2. WaveGoogle Workspace for Finance Software 8.0Free plan

Strengths and trade-offs

  • Pigment — where it wins

    • Combines budgets, forecasts, scenarios and variance analysis in one platform
    • Supports workforce planning and multi-entity, multi-currency consolidation
    • Connects to finance, HR, data and BI systems through integrations and APIs

    Where it doesn't

    • Pricing is handled through sales rather than public recurring plans
    • Its broad planning scope may exceed the needs of teams seeking a narrow tool
    • Cloud deployment may not suit teams requiring another deployment model

  • Wave — where it wins

    • Starter includes unlimited invoices, estimates, bills, and bookkeeping records.
    • Pro adds automatic bank imports, transaction categorization, and expense tracking.
    • Create and send invoices from web, iOS, and Android apps.

    Where it doesn't

    • Online payments are optional and carry transaction fees.
    • Pro costs $19 monthly, or $190 with annual billing.
    • Its listed integration is Plaid, limiting its appeal for broad ecosystem fit.
  • Pigment8.7/10 · Pricing on request

    A connected planning platform for budgeting, forecasting, scenarios and consolidation.

    Visit PigmentFull verdict →
  • Wave8.0/10 · Free plan

    Free invoicing and bookkeeping basics, with paid tools for bank imports and expense tracking.

    Visit WaveFull verdict →

More comparisons

All google workspace for finance software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update