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Head-to-head · Savings Apps

PiggyVest vs Chime Workplace

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side
Higher score PiggyVest #1 in Savings Apps 8.8/10 Free plan Free plan✓ 0 of 4 features Visit PiggyVest
Chime Workplace #3 in Savings Apps 8.1/10 Free plan Free plan✓ 0 of 4 features Visit Chime

PiggyVest leads on 0 checks, Chime Workplace on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePiggyVest · 8.8/10
  • Free planboth

PiggyVest scores higher on our rubric for savings apps: 8.8 against 8.1 out of 10; our editors rank them #1 and #3.

PiggyVest is the better fit for savers wanting free, scheduled and group goals. Chime Workplace is the better fit for employees saving through employer financial wellness.

  • PiggyVest fits best

    Savers wanting free, scheduled and group goals

  • Chime Workplace fits best

    Employees saving through employer financial wellness

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Side by side

Feature PiggyVest 8.8/10 Visit ↗ Chime Workplace 8.1/10 Visit ↗
At a glance
Editor score 8.8 8.1
Ranking #1 in Savings Apps #3 in Savings Apps
Best for Savers wanting free, scheduled and group goals Employees saving through employer financial wellness
Pricing model Free Free
Starting price Free plan Free plan
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Email, Phone, Docs Phone, Docs
Built for Solo, Small business Small business, Mid-market, Enterprise
Features PiggyVest 0/4 · Chime Workplace 0/4
Round-up saving Not checked yet Not checked yet
Scheduled transfers Not checked yet Not checked yet
Savings goals Not checked yet Not checked yet
Shared goals Not checked yet Not checked yet
Specs
Savings account access Not checked yet Not checked yet
Withdrawal timing Not checked yet Not checked yet
Our review
Pros
  • Daily, weekly or monthly automated savings schedules
  • Personal and group targets plus fixed-term SafeLock options
  • Web, iOS and Android access with two-factor authentication
  • Automatic and round-up savings complement high-yield savings.
  • Includes one-to-one certified coaching and financial education.
  • Connects with Workday, UKG, ADP, Paychex, Gusto and SAP.
Cons
  • Roundups are not supported
  • Withdrawal access is scheduled for applicable savings products
  • Interest rates and withdrawal terms vary by product
  • Savings is one part of a broader workplace-finance offering.
  • Some optional Chime services may carry fees.
  • Employer reporting and integrations center the product on workplace use.
Our verdict

PiggyVest is a digital savings and investment platform from PiggyTech Global Limited for individuals managing personal financial goals. It supports automatic daily, weekly or monthly deposits, manual QuickSave top-ups, personal and group…

Read the review →

Chime Workplace brings savings, wage access, credit tools and financial support into an employee financial wellness offering. Employers provide access to a platform where employees can use high-yield savings with automatic and round-up…

Read the review →
  1. PiggyVestSavings Apps 8.8Free plan
  2. Chime WorkplaceSavings Apps 8.1Free plan

Strengths and trade-offs

  • PiggyVest — where it wins

    • Daily, weekly or monthly automated savings schedules
    • Personal and group targets plus fixed-term SafeLock options
    • Web, iOS and Android access with two-factor authentication

    Where it doesn't

    • Roundups are not supported
    • Withdrawal access is scheduled for applicable savings products
    • Interest rates and withdrawal terms vary by product

  • Chime Workplace — where it wins

    • Automatic and round-up savings complement high-yield savings.
    • Includes one-to-one certified coaching and financial education.
    • Connects with Workday, UKG, ADP, Paychex, Gusto and SAP.

    Where it doesn't

    • Savings is one part of a broader workplace-finance offering.
    • Some optional Chime services may carry fees.
    • Employer reporting and integrations center the product on workplace use.
  • PiggyVest8.8/10 · Free plan

    PiggyVest suits savers who want automated schedules, group goals and interest without a subscription fee.

    Visit PiggyVestFull verdict →
  • Chime Workplace8.1/10 · Free plan

    A free workplace finance platform that pairs savings tools with wage access and employee support.

    Visit ChimeFull verdict →

More comparisons

All savings apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update