Payroll4Free vs CDM+

Payroll4Free7.8Visit CDM+7.1Visit

Higher score Payroll4Free #5 in Nonprofit Payroll Software 7.8/10 Free plan Free plan✓ 4 of 5 features Visit Payroll4Free

vs

CDM+ #7 in Nonprofit Payroll Software 7.1/10 Paid ✓ 0 of 5 features Visit CDM+

• Payroll4Free fits best

  Very small nonprofits seeking free payroll

• CDM+ fits best

  Nonprofits needing accounting plus payroll

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Side by side

Feature	Payroll4Free 7.8/10 Visit ↗	CDM+ 7.1/10 Visit ↗
At a glance
Editor score	7.8	7.1
Ranking	#5 in Nonprofit Payroll Software	#7 in Nonprofit Payroll Software
Best for	Very small nonprofits seeking free payroll	Nonprofits needing accounting plus payroll
Pricing model	Free plan + paid	Paid
Starting price	$15/mo (best)	$25/mo
Free plan	✓ (best)	—
Free trial	—	—
Deployment	Cloud, Desktop, Browser extension	Cloud, Desktop, Mobile
Platforms	Web	Windows, macOS, iOS, Android
Support	Email, Phone, Docs	Email, Phone, Docs
Built for	Small business, Solo	Small business, Mid-market, Enterprise
Features Payroll4Free 4/5 · CDM+ 0/5
Tax filing included	✓ (best)	Not checked yet
Nonprofit tax support	Not checked yet	Not checked yet
Multi-state payroll	✓ (best)	Not checked yet
Contractor payments	✓ (best)	Not checked yet
Time tracking	✓ (best)	Not checked yet
Specs
Employee limit	9 employees	Not checked yet
Our review
Pros	Free payroll processing for up to nine individuals monthly Supports W-2 employees and 1099 contractors Includes PTO tracking, employee portals, and reporting	Fund-based accounting with separate fund balances and activity reports Integrated payroll, budgeting, reconciliation, and financial reporting Cloud, desktop, and mobile access with email, phone, and documentation support
Cons	Tax deposits and filings require a paid service Direct-deposit services carry additional fees Free service is limited to nine or fewer payees	Payroll depth is limited compared with dedicated payroll products Many plans support only one program All plans are paid and billed monthly
Our verdict	Payroll4Free is online payroll and human-resources software for small organizations, including nonprofits that pay W-2 employees, 1099 contractors, or both. Its core feature set covers payroll processing, federal, state, and local tax… Read the review →	CDM+ combines fund accounting, church management, expense handling, budgeting, and integrated payroll for churches, nonprofits, and other faith-based organizations. It is suited to organizations that want accounting and operational… Read the review →

Strengths and trade-offs

• Payroll4Free — where it wins

  • Free payroll processing for up to nine individuals monthly
  • Supports W-2 employees and 1099 contractors
  • Includes PTO tracking, employee portals, and reporting

  Where it doesn't

  • Tax deposits and filings require a paid service
  • Direct-deposit services carry additional fees
  • Free service is limited to nine or fewer payees

• CDM+ — where it wins

  • Fund-based accounting with separate fund balances and activity reports
  • Integrated payroll, budgeting, reconciliation, and financial reporting
  • Cloud, desktop, and mobile access with email, phone, and documentation support

  Where it doesn't

  • Payroll depth is limited compared with dedicated payroll products
  • Many plans support only one program
  • All plans are paid and billed monthly

• Payroll4Free7.8/10 · Free plan

  A practical free payroll option for nonprofits with nine or fewer payees.

  Visit Payroll4FreeFull verdict →
• CDM+7.1/10 · Paid

  A broad nonprofit accounting suite with payroll integration, starting at $25 monthly.

  Visit CDM+Full verdict →