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Head-to-head · Payment Processing Software

PayPal Braintree vs Razorpay Payment Gateway

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side

PayPal Braintree leads on 0 checks, Razorpay Payment Gateway on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePayPal Braintree · 8.9/10

PayPal Braintree scores higher on our rubric for payment processing software: 8.9 against 8.7 out of 10; our editors rank them #6 and #8.

PayPal Braintree is the better fit for merchants needing PayPal and card coverage. Razorpay Payment Gateway is the better fit for indian businesses wanting straightforward payment APIs.

  • PayPal Braintree fits best

    Merchants needing PayPal and card coverage

  • Razorpay Payment Gateway fits best

    Indian businesses wanting straightforward payment APIs

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Side by side

Feature PayPal Braintree 8.9/10 Visit ↗ Razorpay Payment Gateway 8.7/10 Visit ↗
At a glance
Editor score 8.9 8.7
Ranking #6 in Payment Processing Software #8 in Payment Processing Software
Best for Merchants needing PayPal and card coverage Indian businesses wanting straightforward payment APIs
Pricing model Paid Paid
Starting price $0.29/unit usage-based —
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, Android, iOS
Features PayPal Braintree 0/4 · Razorpay Payment Gateway 0/4
Recurring billing Not checked yet Not checked yet
Payment links Not checked yet Not checked yet
In-person payments Not checked yet Not checked yet
Multi-currency support Not checked yet Not checked yet
Specs
Payment methods cards, PayPal, Venmo, ACH Direct Debit, Apple Pay, Google Pay, local payment methods Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI
Payout schedule Not checked yet Not checked yet
Our review
Pros
  • Accepts cards, PayPal, Venmo, wallets, ACH, and local methods
  • Supports recurring billing, vaulting, fraud tools, and 3D Secure
  • Includes marketplace payouts, reporting, webhooks, APIs, and SDKs
  • Supports cards, UPI, net banking, wallets, EMI, and Pay Later
  • Includes REST APIs, webhooks, payment links, pages, and buttons
  • Handles recurring payments, refunds, transfers, and marketplace splitting
Cons
  • Standard card and wallet pricing is 2.89% plus $0.29 per transaction
  • Venmo acceptance is limited to the United States
  • Availability varies by merchant account, region, method, and approval
  • No free plan is available
  • Standard usage costs 2% per transaction plus GST
  • The breadth may exceed needs for basic payment-link use
Our verdict

PayPal Braintree is a payment-processing platform for online and mobile businesses. It supports web, iOS, Android, and API implementations, with hosted Drop-in and customizable checkout UI integrations. Merchants can accept cards, PayPal,…

Read the review →

Razorpay Payment Gateway helps merchants, schools, ecommerce businesses, SaaS companies, and other organizations accept online payments. Its payment coverage includes cards, UPI, net banking, wallets, Cardless EMI, EMI, Pay Later, and…

Read the review →
  1. PayPal BraintreePayment Processing Software 8.9Paid
  2. Razorpay Payment GatewayPayment Processing Software 8.7Paid

Strengths and trade-offs

  • PayPal Braintree — where it wins

    • Accepts cards, PayPal, Venmo, wallets, ACH, and local methods
    • Supports recurring billing, vaulting, fraud tools, and 3D Secure
    • Includes marketplace payouts, reporting, webhooks, APIs, and SDKs

    Where it doesn't

    • Standard card and wallet pricing is 2.89% plus $0.29 per transaction
    • Venmo acceptance is limited to the United States
    • Availability varies by merchant account, region, method, and approval
  • Razorpay Payment Gateway — where it wins

    • Supports cards, UPI, net banking, wallets, EMI, and Pay Later
    • Includes REST APIs, webhooks, payment links, pages, and buttons
    • Handles recurring payments, refunds, transfers, and marketplace splitting

    Where it doesn't

    • No free plan is available
    • Standard usage costs 2% per transaction plus GST
    • The breadth may exceed needs for basic payment-link use

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update