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Head-to-head · Card Issuing Platforms

OpenWay Way4 vs FIS Issuer Services

  • Updated Oct 2026
  • Both researched from official sources
  • 7 checks side by side
Higher score OpenWay Way4 #1 in Card Issuing Platforms 9.4/10 Pricing on request ✓ 6 of 6 features Visit OpenWay
FIS Issuer Services #10 in Card Issuing Platforms 8.2/10 Pricing on request ✓ 6 of 6 features Visit FIS

OpenWay Way4 leads on 0 checks, FIS Issuer Services on 0, and 7 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreOpenWay Way4 · 9.4/10

OpenWay Way4 scores higher on our rubric for card issuing platforms: 9.4 against 8.2 out of 10; our editors rank them #1 and #10.

OpenWay Way4 is the better fit for banks needing broad deployment options. FIS Issuer Services is the better fit for large enterprise card issuers.

  • OpenWay Way4 fits best

    Banks needing broad deployment options

  • FIS Issuer Services fits best

    Large enterprise card issuers

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Side by side

Feature OpenWay Way4 9.4/10 Visit ↗ FIS Issuer Services 8.2/10 Visit ↗
At a glance
Editor score 9.4 8.2
Ranking #1 in Card Issuing Platforms #10 in Card Issuing Platforms
Best for Banks needing broad deployment options Large enterprise card issuers
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan Not checked yet —
Free trial — —
Deployment Cloud, Self-hosted Cloud, Mobile
Platforms Web Web, iOS, Android
Support Email, Docs · 24/7 Docs
Compliance SOC 2, ISO 27001, GDPR, PCI DSS, 2FA ISO 27001, PCI DSS
Built for Mid-market, Enterprise Mid-market, Enterprise
Features OpenWay Way4 6/6 · FIS Issuer Services 6/6
Virtual cards ✓ ✓
Physical cards ✓ ✓
Issuing API ✓ ✓
Spend controls ✓ ✓
Funding and balances ✓ ✓
KYC/KYB tools ✓ ✓
Specs
Card program support Multi Multi
Our review
Pros
  • Supports credit, debit, prepaid, virtual, corporate, fleet, and multi-currency cards
  • Combines issuing, authorization, KYC/AML, settlement, reconciliation, and fraud monitoring
  • Offers SaaS, cloud, on-premises, hybrid, web, API, and self-hosted deployment options
  • Supports credit, debit, prepaid, commercial, virtual and physical cards
  • Combines APIs, authorization, fraud scoring, controls and dispute workflows
  • Provides real-time transaction data, analytics and KYC/KYB integrations
Cons
  • Enterprise pricing requires contacting OpenWay’s sales team
  • Its broad payment scope may exceed the needs of simpler card programs
  • Implementation may require integration with external systems and payment networks
  • Pricing requires a conversation with FIS sales
  • There is no free plan
  • Its broad scope may exceed focused single-purpose card programs
Our verdict

OpenWay Way4 is a real-time payment software platform for banks, payment processors, fintechs, telcos, retailers, and other payment institutions. Its card-issuing scope covers credit, debit, prepaid, virtual, corporate, fleet, and…

Read the review →

FIS Issuer Services provides card issuing and issuer-processing capabilities for banks, fintechs and other financial institutions. It supports credit, debit, prepaid and commercial card programs, alongside virtual, digital and physical…

Read the review →
  1. OpenWay Way4Card Issuing Platforms 9.4Pricing on request
  2. FIS Issuer ServicesCard Issuing Platforms 8.2Pricing on request

Strengths and trade-offs

  • OpenWay Way4 — where it wins

    • Supports credit, debit, prepaid, virtual, corporate, fleet, and multi-currency cards
    • Combines issuing, authorization, KYC/AML, settlement, reconciliation, and fraud monitoring
    • Offers SaaS, cloud, on-premises, hybrid, web, API, and self-hosted deployment options

    Where it doesn't

    • Enterprise pricing requires contacting OpenWay’s sales team
    • Its broad payment scope may exceed the needs of simpler card programs
    • Implementation may require integration with external systems and payment networks

  • FIS Issuer Services — where it wins

    • Supports credit, debit, prepaid, commercial, virtual and physical cards
    • Combines APIs, authorization, fraud scoring, controls and dispute workflows
    • Provides real-time transaction data, analytics and KYC/KYB integrations

    Where it doesn't

    • Pricing requires a conversation with FIS sales
    • There is no free plan
    • Its broad scope may exceed focused single-purpose card programs
  • OpenWay Way49.4/10 · Pricing on request

    A broad card-issuing platform for banks that need flexible deployment and processing depth.

    Visit OpenWayFull verdict →
  • FIS Issuer Services8.2/10 · Pricing on request

    A broad issuer-processing platform for financial institutions running multiple card programs.

    Visit FISFull verdict →

More comparisons

All card issuing platforms comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update