OpenWay Way4 vs Enfuce Cards

OpenWay Way49.4Visit Enfuce Cards8.7Visit

Higher score OpenWay Way4 #1 in Card Issuing Platforms 9.4/10 Pricing on request ✓ 6 of 6 features Visit OpenWay

vs

Enfuce Cards #6 in Card Issuing Platforms 8.7/10 Pricing on request ✓ 6 of 6 features Visit Enfuce

• OpenWay Way4 fits best

  Banks needing broad deployment options

• Enfuce Cards fits best

  Global, multi-product card programs

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Side by side

Feature	OpenWay Way4 9.4/10 Visit ↗	Enfuce Cards 8.7/10 Visit ↗
At a glance
Editor score	9.4	8.7
Ranking	#1 in Card Issuing Platforms	#6 in Card Issuing Platforms
Best for	Banks needing broad deployment options	Global, multi-product card programs
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	Not checked yet
Free trial	—	—
Deployment	Cloud, Self-hosted	Cloud
Platforms	Web	Web
Support	Email, Docs · 24/7	Email, Docs
Compliance	SOC 2, ISO 27001, GDPR, PCI DSS, 2FA	GDPR, PCI DSS
Integrations	13 integrations	5 integrations
Built for	Mid-market, Enterprise	Mid-market, Enterprise
Features OpenWay Way4 6/6 · Enfuce Cards 6/6
Virtual cards	✓	✓
Physical cards	✓	✓
Issuing API	✓	✓
Spend controls	✓	✓
Funding and balances	✓	✓
KYC/KYB tools	✓	✓
Specs
Card program support	Multi	Multi
Our review
Pros	Supports credit, debit, prepaid, virtual, corporate, fleet, and multi-currency cards Combines issuing, authorization, KYC/AML, settlement, reconciliation, and fraud monitoring Offers SaaS, cloud, on-premises, hybrid, web, API, and self-hosted deployment options	Supports physical, virtual, debit, credit and prepaid cards Combines issuing, processing, balances, controls and disputes Works with Visa, Mastercard and major digital wallets
Cons	Enterprise pricing requires contacting OpenWay’s sales team Its broad payment scope may exceed the needs of simpler card programs Implementation may require integration with external systems and payment networks	Pricing is individually scoped through contact with sales Advanced Spend Controls are sold separately Published programme coverage is focused on the UK and EEA
Our verdict	OpenWay Way4 is a real-time payment software platform for banks, payment processors, fintechs, telcos, retailers, and other payment institutions. Its card-issuing scope covers credit, debit, prepaid, virtual, corporate, fleet, and… Read the review →	Enfuce Cards is a card issuing and processing platform for banks, fintech companies, consumer brands, fleet providers and other organisations building branded payment programmes. It supports physical and virtual cards across debit, credit,… Read the review →

Strengths and trade-offs

• OpenWay Way4 — where it wins

  • Supports credit, debit, prepaid, virtual, corporate, fleet, and multi-currency cards
  • Combines issuing, authorization, KYC/AML, settlement, reconciliation, and fraud monitoring
  • Offers SaaS, cloud, on-premises, hybrid, web, API, and self-hosted deployment options

  Where it doesn't

  • Enterprise pricing requires contacting OpenWay’s sales team
  • Its broad payment scope may exceed the needs of simpler card programs
  • Implementation may require integration with external systems and payment networks

• Enfuce Cards — where it wins

  • Supports physical, virtual, debit, credit and prepaid cards
  • Combines issuing, processing, balances, controls and disputes
  • Works with Visa, Mastercard and major digital wallets

  Where it doesn't

  • Pricing is individually scoped through contact with sales
  • Advanced Spend Controls are sold separately
  • Published programme coverage is focused on the UK and EEA

• OpenWay Way49.4/10 · Pricing on request

  A broad card-issuing platform for banks that need flexible deployment and processing depth.

  Visit OpenWayFull verdict →
• Enfuce Cards8.7/10 · Pricing on request

  A broad card issuing stack for organisations running multi-country, multi-currency programmes.

  Visit EnfuceFull verdict →