Head-to-head · ACA Compliance Software
Nelco ACA Reporting vs 1095 Mate
Nelco ACA Reporting leads on 0 checks, 1095 Mate on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreNelco ACA Reporting · 7.6/10
- Most features1095 Mate · 3 of 4
Nelco ACA Reporting scores higher on our rubric for aca compliance software: 7.6 against 7.4 out of 10; our editors rank them #5 and #6.
Nelco ACA Reporting is the better fit for teams seeking ACA e-filing with API access. 1095 Mate is the better fit for windows users seeking one-time ACA form software.
- Nelco ACA Reporting fits best
Teams seeking ACA e-filing with API access
- 1095 Mate fits best
Windows users seeking one-time ACA form software
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Side by side
| Feature | Nelco ACA Reporting 7.6/10 Visit ↗ | 1095 Mate 7.4/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.6 | 7.4 |
| Ranking | #5 in ACA Compliance Software | #6 in ACA Compliance Software |
| Best for | Teams seeking ACA e-filing with API access | Windows users seeking one-time ACA form software |
| Pricing model | Paid | Paid |
| Starting price | Pricing on request | $349 one-time |
| Free plan | Not checked yet | — |
| Free trial | — | — |
| Deployment | Cloud, Browser extension | Self-hosted |
| Platforms | Web | Windows |
| Support | Phone | Email, Live chat |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features Nelco ACA Reporting 1/4 · 1095 Mate 3/4 | ||
| 1095-C e-filing | ✓ | ✓ |
| 1094-C e-filing | Not checked yet | ✓ (best) |
| Payroll integrations | Not checked yet | ✓ (best) |
| Eligibility tracking | Not checked yet | Not checked yet |
| Specs | ||
| Employee form delivery | Both | Both |
| Employee capacity | Not checked yet | Not checked yet |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Nelco ACA Reporting helps businesses prepare Forms 1095-B and 1095-C, file them electronically, and deliver recipient copies. Its capabilities are aimed at small, mid-market, and enterprise organizations that need ACA form filing and… Read the review → |
1095 Mate is Windows-based software for U.S. employers and tax professionals preparing Forms 1095-C and 1094-C. The vendor positions it for applicable large employers, accountants, tax filing bureaus, payroll service companies, and… Read the review → |
Strengths and trade-offs
Nelco ACA Reporting — where it wins
- Supports electronic filing of Forms 1095-B and 1095-C
- Offers federal and direct state filing with filing updates and reports
- Provides recipient copies by print, mail, and email
Where it doesn't
- Electronic filing availability can depend on a software partnership
- Pricing requires contacting sales
- Listed support channel is phone
1095 Mate — where it wins
- Creates employee 1095-C PDFs and supports paper filing
- Imports employee data from CSV and Excel
- Enterprise generates electronic submissions for IRS AIR upload
Where it doesn't
- Runs on Windows only
- Professional Edition is licensed for one standalone computer
- IRS AIR submission files require Enterprise Edition
- Nelco ACA Reporting7.6/10 · Pricing on request
ACA filing support with federal and state options, recipient delivery, and API access.
Visit NelcoFull verdict → - 1095 Mate7.4/10 · Paid
A one-time-purchase Windows tool for ACA forms, with IRS AIR submission files in Enterprise.
Visit 1095 MateFull verdict →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update