MX vs GoCardless Bank Account Data

MX8.7Visit GoCardless Bank Account Data8.6Visit

Higher score MX #7 in Bank Connectivity Software 8.7/10 Free plan Free plan✓ 0 of 1 features Visit MX

vs

GoCardless Bank Account Data #8 in Bank Connectivity Software 8.6/10 Pricing on request ✓ 0 of 1 features Visit GoCardless

• MX fits best

  Free account aggregation and enrichment

• GoCardless Bank Account Data fits best

  Simple PSD2 account-data access

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Side by side

Feature	MX 8.7/10 Visit ↗	GoCardless Bank Account Data 8.6/10 Visit ↗
At a glance
Editor score	8.7	8.6
Ranking	#7 in Bank Connectivity Software	#8 in Bank Connectivity Software
Best for	Free account aggregation and enrichment	Simple PSD2 account-data access
Pricing model	Free plan + paid	Paid
Starting price	—	Pricing on request
Free plan	✓ (best)	Not checked yet
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Email, Docs	Email, Tickets, Docs
Built for	Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features MX 0/1 · GoCardless Bank Account Data 0/1
Multi-entity support	Not checked yet	Not checked yet
Specs
Bank/institution count	Not checked yet	Not checked yet
Supported data types	accounts, balances, transactions, investments, statements, identity, account ownership, rewards	account holder name, account numbers, IBANs, transactions, current balances, available balances
Connection methods	OAuth APIs, tokenized connections, direct connections, whitelisted screen scraping, microdeposits	PSD2 APIs, open banking consent, financial-institution authentication, GoCardless-hosted credential collection for some institutions
Refresh frequency	Real_time	On_demand
Statement formats	PDF	JSON
Our review
Pros	Real-time aggregation for accounts, balances, transactions, and investments OAuth and tokenized connections plus verification and data cleansing Free developer environment with enhanced transaction descriptions and categorization	Retrieves up to 24 months of transaction history Supports balances, account identifiers, and transaction data Offers API institution selection and OAuth-style authentication
Cons	Free access is limited to selected financial institutions The free account supports up to 100 users Commercial pricing is handled through agreements rather than published plan prices	Feature breadth is limited beyond core account-data access Bank availability varies by country Pricing requires contacting sales
Our verdict	MX provides financial account aggregation, open finance connectivity, data enhancement, verification, and digital banking tools through web and API access. It is designed for banks, credit unions, lenders, fintech companies, and financial… Read the review →	GoCardless Bank Account Data is an Account Information API for applications that need to connect users’ bank accounts and retrieve account holder details, account identifiers, balances, and transactions. It is aimed at teams building… Read the review →

Strengths and trade-offs

• MX — where it wins

  • Real-time aggregation for accounts, balances, transactions, and investments
  • OAuth and tokenized connections plus verification and data cleansing
  • Free developer environment with enhanced transaction descriptions and categorization

  Where it doesn't

  • Free access is limited to selected financial institutions
  • The free account supports up to 100 users
  • Commercial pricing is handled through agreements rather than published plan prices

• GoCardless Bank Account Data — where it wins

  • Retrieves up to 24 months of transaction history
  • Supports balances, account identifiers, and transaction data
  • Offers API institution selection and OAuth-style authentication

  Where it doesn't

  • Feature breadth is limited beyond core account-data access
  • Bank availability varies by country
  • Pricing requires contacting sales

• MX8.7/10 · Free plan

  A free developer account for real-time aggregation, enrichment, and verification.

  Visit MXFull verdict →
• GoCardless Bank Account Data8.6/10 · Pricing on request

  A focused PSD2 Account Information API for retrieving balances, identifiers, and transactions.

  Visit GoCardlessFull verdict →