Envestnet | Yodlee vs GoCardless Bank Account Data

Envestnet | Yodlee9.4Visit GoCardless Bank Account Data8.6Visit

Higher score Envestnet | Yodlee #1 in Bank Connectivity Software 9.4/10 Free plan · pricing on request Free plan✓ 0 of 1 features Visit Yodlee

vs

GoCardless Bank Account Data #8 in Bank Connectivity Software 8.6/10 Pricing on request ✓ 0 of 1 features Visit GoCardless

• Envestnet | Yodlee fits best

  Broad aggregation with free access

• GoCardless Bank Account Data fits best

  Simple PSD2 account-data access

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Side by side

Feature	Envestnet | Yodlee 9.4/10 Visit ↗	GoCardless Bank Account Data 8.6/10 Visit ↗
At a glance
Editor score	9.4	8.6
Ranking	#1 in Bank Connectivity Software	#8 in Bank Connectivity Software
Best for	Broad aggregation with free access	Simple PSD2 account-data access
Pricing model	Free plan + paid	Paid
Starting price	Free plan · pricing on request	Pricing on request
Free plan	✓ (best)	Not checked yet
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Docs	Email, Tickets, Docs
Built for	Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Envestnet | Yodlee 0/1 · GoCardless Bank Account Data 0/1
Multi-entity support	Not checked yet	Not checked yet
Specs
Bank/institution count	Not checked yet	Not checked yet
Supported data types	account details, balances, transactions, holdings, statements, interest details, payment details, coverage, account numbers, account-holder details, payment profiles	account holder name, account numbers, IBANs, transactions, current balances, available balances
Connection methods	FastLink, Open Banking, screen scraping, online banking credentials	PSD2 APIs, open banking consent, financial-institution authentication, GoCardless-hosted credential collection for some institutions
Refresh frequency	Real_time	On_demand
Statement formats	Not checked yet	JSON
Our review
Pros	Covers accounts, transactions, holdings, statements, identity, and payment data Combines FastLink, Open Banking, screen scraping, and webhooks Supports scheduled and instant refresh through REST APIs	Retrieves up to 24 months of transaction history Supports balances, account identifiers, and transaction data Offers API institution selection and OAuth-style authentication
Cons	Free access is a time-unlimited Sandbox with sample data Paid access uses contact sales rather than published plan pricing Production connectivity requires integration across multiple connection methods	Feature breadth is limited beyond core account-data access Bank availability varies by country Pricing requires contacting sales
Our verdict	Envestnet | Yodlee provides financial-account aggregation through REST APIs and FastLink. It is designed for financial institutions, fintech companies, lenders, wealth managers, and developers building personal-finance, lending, payment,… Read the review →	GoCardless Bank Account Data is an Account Information API for applications that need to connect users’ bank accounts and retrieve account holder details, account identifiers, balances, and transactions. It is aimed at teams building… Read the review →

Strengths and trade-offs

• Envestnet | Yodlee — where it wins

  • Covers accounts, transactions, holdings, statements, identity, and payment data
  • Combines FastLink, Open Banking, screen scraping, and webhooks
  • Supports scheduled and instant refresh through REST APIs

  Where it doesn't

  • Free access is a time-unlimited Sandbox with sample data
  • Paid access uses contact sales rather than published plan pricing
  • Production connectivity requires integration across multiple connection methods

• GoCardless Bank Account Data — where it wins

  • Retrieves up to 24 months of transaction history
  • Supports balances, account identifiers, and transaction data
  • Offers API institution selection and OAuth-style authentication

  Where it doesn't

  • Feature breadth is limited beyond core account-data access
  • Bank availability varies by country
  • Pricing requires contacting sales

• Envestnet | Yodlee9.4/10 · Free plan · pricing on request

  A broad connectivity platform with free sandbox access and extensive financial data coverage.

  Visit YodleeFull verdict →
• GoCardless Bank Account Data8.6/10 · Pricing on request

  A focused PSD2 Account Information API for retrieving balances, identifiers, and transactions.

  Visit GoCardlessFull verdict →