Head-to-head · Personal Finance Software
Money Manager Ex vs Banktivity
Money Manager Ex leads on 1 check, Banktivity on 0, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreMoney Manager Ex · 7.6/10
- Free planonly Money Manager Ex
- Free trialonly Banktivity
Money Manager Ex scores higher on our rubric for personal finance software: 7.6 against 3.7 out of 10; our editors rank them #17 and #55.
Money Manager Ex offers free plan; Banktivity doesn't. On mobile apps, Money Manager Ex gives you Both where Banktivity offers Ios.
Money Manager Ex is the better fit for free cross-platform personal accounting. Banktivity is the better fit for apple-focused finance and investing.
- Money Manager Ex fits best
Free cross-platform personal accounting
- Banktivity fits best
Apple-focused finance and investing
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Side by side
| Feature | Money Manager Ex 7.6/10 Visit ↗ | Banktivity 3.7/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.6 | 3.7 |
| Ranking | #17 in Personal Finance Software | #55 in Personal Finance Software |
| Best for | Free cross-platform personal accounting | Apple-focused finance and investing |
| Pricing model | Free | Paid |
| Starting price | Free | — |
| Free plan | ✓ (best) | — |
| Free trial | — | 30 days |
| Deployment | Desktop, Mobile | Desktop, Mobile |
| Platforms | Windows, macOS, Linux, iOS, Android | macOS, iOS |
| Integrations | 4 integrations | 6 integrations |
| Features Money Manager Ex 4/4 · Banktivity 4/4 | ||
| Budgeting tools | ✓ | ✓ |
| Bill tracking | ✓ | ✓ |
| Net-worth tracking | ✓ | ✓ |
| Report export | ✓ | ✓ |
| Specs | ||
| Account sync | Both | Both |
| Mobile apps | Both | Ios |
| Our review | ||
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| Our verdict | Money Manager Ex is free, open-source personal finance software for individuals who want to organize income, expenses, accounts, assets, investments, and budgets. It covers everyday accounting through transaction tracking, multiple… Read the review → |
Banktivity is personal finance software for individuals and families using Apple devices. It brings budgeting, bill scheduling, account tracking, investment portfolio management, net-worth reporting, financial goals, and retirement… Read the review → |
Strengths and trade-offs
Money Manager Ex — where it wins
- Free, open-source software with no ads or charges
- Desktop and mobile apps across Windows, macOS, Linux, iOS, and Android
- Budgeting, investments, net worth, encryption, and custom reporting in one product
Where it doesn't
- No paid tiers offering additional plans or service levels
- Custom reporting depends on SQL, Lua, or HTML/JavaScript support
- Cloud synchronization is centered on supported database storage services
Banktivity — where it wins
- Combines category and envelope budgeting with bill reminders
- Tracks investments, net worth, goals, and retirement planning
- Supports encrypted Apple-device sync and multiple export formats
Where it doesn't
- Runs only on macOS and iOS
- No free plan is available
- Annual pricing starts at $59.99
- Money Manager Ex7.6/10 · Free plan
A broad, free accounting tool for budgets, investments, reports, and net worth.
Try Money Manager ExFull verdict → - Banktivity3.7/10 · 30-day trial
A deep personal finance tool for Apple users who want budgeting, investing, and planning.
Visit BanktivityFull verdict →
All personal finance software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update