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Head-to-head · Mobile Credit Card Processing Software

Mollie vs Viva.com

  • Updated Oct 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Mollie #4 in Mobile Credit Card Processing Software 8.8/10 Paid ✓ 0 of 3 features Visit Mollie
Viva.com #5 in Mobile Credit Card Processing Software 8.7/10 Paid ✓ 0 of 3 features Visit Viva.com

Mollie leads on 0 checks, Viva.com on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreMollie · 8.8/10

Mollie scores higher on our rubric for mobile credit card processing software: 8.8 against 8.7 out of 10; our editors rank them #4 and #5.

Mollie is the better fit for european merchants combining online and in-person payments. Viva.com is the better fit for merchants selling in person, online and via marketplaces.

  • Mollie fits best

    European merchants combining online and in-person payments

  • Viva.com fits best

    Merchants selling in person, online and via marketplaces

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Side by side

Feature Mollie 8.8/10 Visit ↗ Viva.com 8.7/10 Visit ↗
At a glance
Editor score 8.8 8.7
Ranking #4 in Mobile Credit Card Processing Software #5 in Mobile Credit Card Processing Software
Best for European merchants combining online and in-person payments Merchants selling in person, online and via marketplaces
Pricing model Paid Paid
Starting price €20/mo £3.99/mo
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 8 integrations 6 integrations
Features Mollie 0/3 · Viva.com 0/3
Card reader available Not checked yet Not checked yet
Tap to Pay Not checked yet Not checked yet
Offline payments Not checked yet Not checked yet
Specs
Mobile platforms Not checked yet Not checked yet
In-person fee Not checked yet Not checked yet
Payment methods Not checked yet Not checked yet
Our review
Pros
  • Combines terminal and tap-to-pay acceptance with hosted online checkout
  • Supports recurring payments, multicurrency processing and marketplace splits
  • Pay as you go has no monthly commitment; Pro adds a terminal license
  • Accepts payments online and in person, with payment links and notifications
  • Supports recurring payments, marketplace payments and seller payouts
  • Connects to six ecommerce platforms and offers APIs and webhooks
Cons
  • Transaction fees apply even on the €0-per-month plan
  • Pro costs €20 per month for lower in-person rates and one terminal license
  • Payment methods and payout availability vary by merchant location and setup
  • The Zero plan has a £3.99 minimum monthly charge
  • Terminal IDs and websites are charged per item on Zero
  • Processing rates are not included in the listed subscription prices
Our verdict

Mollie brings online and in-person payment processing together for businesses selling in Europe. Merchants can accept payments through terminals and tap-to-pay, as well as hosted checkout and payment links. Its feature set also covers…

Read the review →

Viva.com brings online and in-person payment acceptance together with tools for merchants that sell across physical, ecommerce and marketplace channels. Smart Checkout provides a hosted payment page, while payment links and notifications…

Read the review →
  1. MollieMobile Credit Card Processing Software 8.8Paid
  2. Viva.comMobile Credit Card Processing Software 8.7Paid

Strengths and trade-offs

  • Mollie — where it wins

    • Combines terminal and tap-to-pay acceptance with hosted online checkout
    • Supports recurring payments, multicurrency processing and marketplace splits
    • Pay as you go has no monthly commitment; Pro adds a terminal license

    Where it doesn't

    • Transaction fees apply even on the €0-per-month plan
    • Pro costs €20 per month for lower in-person rates and one terminal license
    • Payment methods and payout availability vary by merchant location and setup

  • Viva.com — where it wins

    • Accepts payments online and in person, with payment links and notifications
    • Supports recurring payments, marketplace payments and seller payouts
    • Connects to six ecommerce platforms and offers APIs and webhooks

    Where it doesn't

    • The Zero plan has a £3.99 minimum monthly charge
    • Terminal IDs and websites are charged per item on Zero
    • Processing rates are not included in the listed subscription prices

More comparisons

All mobile credit card processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update